623 Belmont Twp 2nd Line, Havelock-Belmont-Methuen, ON

$524,900
MLS#:X12943854
3 beds
2 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Belmont-Methuen. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $524,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 100 x 246 ft lot
  • Features a finished with walk-out, full, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor
  • equipped with other central cooling and highly efficient baseboard heating via electric

Description

This home features a desirable open concept main floor, dining area with door to deck where you can enjoy your morning coffee, summer evenings and bbq's. 2 generous sized main floor bedrooms and full bath. The lower level boasts 3rd bedroom/office, a bright, cozy family room with walk out to back covered patio, 3pc bath with shower, and laundry. That makes for over 1800 square feet of finished living space plus utility room! With the separate entrance and large bright windows this could be a great set up for an in-law suite. BONUS, you won't want to miss the large year round workshop 43' x 23' inside measurement which is perfect for a home business such as the current owner operated from for 15 years! OR maybe you are a handy person looking for your own space to putter. Heated with potential connection to propane. There are 2 garage doors still intact. This low maintenance home also features an updated metal roof, updated siding, as well ans added insulation in the attic. Situated on a generous, nicely manicured, country lot with easy access to hwy 7. Just a few minutes from town or just 15 minutes to Campbellford with all your shopping convenience, Hospital, YMCA and many excellent eateries nearby! You are sure to appreciate the economical cost, currently for 12 months of hydro is just $1342.42!!!

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date3/31/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionOther
BasementFinished with Walk-Out, Full, Separate Entrance
Lot Size100 × 246 Feet
CountyPeterborough
Annual Tax$2,440
Legal DescriptionPT LT 6 CON 2 BELMONT PLAN 45R5637 PART 1; HAVELOCK-BELMONT-METHUEN

Parking & Garage

Parking Spaces6.0
Garage Spaces5
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingOther

Features

Property Features

Level, School Bus Route

Interior Features

Carpet Free, Primary Bedroom - Main Floor

Security Features

Community Features

Location

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623 Belmont Twp 2nd Line, Havelock-Belmont-Methuen, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 623 Belmont Twp 2nd Line, Havelock-Belmont-Methuen, ON K0L 1Z0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Havelock-Belmont-Methuen.

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Interest Rate5.25%
Down Payment$27,490 (5.2%)
* Minimum Canadian down payment required for this price is $27,490.
Amortization Period25 Years
Estimated Monthly Payment$2,964Based on a loan of $497,410 over 25 years.
Purchase Price$524,900
Loan Amount$497,410
Provincial Land Transfer Tax:$6,973
Total Estimated Closing Taxes:$6,973

About Purchasing a Home in Havelock-Belmont-Methuen, ON

For a property listed at $524,900 in Havelock-Belmont-Methuen, the legal minimum down payment is $27,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,973 for this transaction. As this listing is in Havelock-Belmont-Methuen (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,973.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Havelock-Belmont-Methuen.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$570,945

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.