90 Bowen Road, Havelock-Belmont-Methuen, ON

$629,000
MLS#:X13434440
2 beds
1 baths
700-1100 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Belmont-Methuen. Expertly crafted featuring premium board & batten and wood construction, this residence presents an exceptional opportunity offered at $629,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 107.5 x 66.2 ft lot
  • 8.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Propane Tank
  • Efficient other heating via electric

Description

90 BOWEN RD presents the perfect blend of comfort and waterfront recreation with this unique property just north of Havelock. The offering includes a well-maintained 2-bedroom, 1-bath home with a loft as well as a separate waterfront lot on the scenic Crowe River, creating an exceptional opportunity for a family retreat, seasonal getaway, or year-round enjoyment. The charming home has been lovingly cared for and offers comfortable living space in a peaceful natural setting. The waterfront provides a private riverside escape with its own sandy beach, waterfront gazebo, and an impressive Bunkie complete with a loft sleeping area, kitchenette, and bathroom-ideal for hosting family and friends. A truly rare and distinctive feature of this property is its own privately owned small island, adding a unique touch to an already exceptional waterfront package. Whether used as a secluded spot for relaxing, picnicking, or simply enjoying the surrounding beauty, this private island enhances the property's exclusivity and charm. Situated on a beautiful stretch of the Crowe River between Belmont Lake and Crowe Lake, the waterfront is perfect for swimming, fishing, floating, and kayaking. The river's shallow sections and natural rapids create a picturesque environment and make this a haven for paddlers and outdoor enthusiasts. Relax by the water, enjoy campfires under the stars, or spend the day exploring the river and surrounding lakes. Whether you're looking for a peaceful country home with bonus recreational space or an incredible waterfront retreat to create lasting memories, this rare package offers the best of both worlds in a highly desirable area of cottage country.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBoard & Batten , Wood
BasementNone
Lot Size107.5 × 66.2 Feet
CountyPeterborough
Annual Tax$1,289
Legal DescriptionPT LT 16-17 CON 2 BELMONT AS IN R421982 (FIRSTLY); HAVELOCK-BELMONT METHUEN; 2nd Legal Description: CON 2 PT LOT 16 (UNREG) AND ISLAND AND PR4512414 PART 1 1.17 AC ROLL#153101000308600 PIN#282250068

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeOther
CoolingNone

Features

Property Features

Beach, Wooded/Treed, Waterfront

Interior Features

Primary Bedroom - Main Floor, Propane Tank

Security Features

Community Features

Location

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90 Bowen Road, Havelock-Belmont-Methuen, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 90 Bowen Road, Havelock-Belmont-Methuen, ON K0L 1Z0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Havelock-Belmont-Methuen.

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Interest Rate5.25%
Down Payment$37,900 (6.0%)
* Minimum Canadian down payment required for this price is $37,900.
Amortization Period25 Years
Estimated Monthly Payment$3,522Based on a loan of $591,100 over 25 years.
Purchase Price$629,000
Loan Amount$591,100
Provincial Land Transfer Tax:$9,055
Total Estimated Closing Taxes:$9,055

About Purchasing a Home in Havelock-Belmont-Methuen, ON

For a property listed at $629,000 in Havelock-Belmont-Methuen, the legal minimum down payment is $37,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,055 for this transaction. As this listing is in Havelock-Belmont-Methuen (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,055.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Havelock-Belmont-Methuen.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$570,945

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.