1036 RUTHVEN Road, Highlands East, ON

$1,990,000
MLS#:X13436882
11 beds
7 baths
3500-5000 sqft
12.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Cardiff Ward. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $1,990,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 11 Bedrooms and 7 Bathrooms with 3 functional kitchens
  • Generous living space spanning 3500-5000 sqft on a spacious lot (Feet)
  • Features a other basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: On Demand Water Heater, Guest Accommodations
  • equipped with other central cooling and highly efficient other heating via other

Description

Welcome to one of the most extraordinary offerings ever to grace the shores of Paudash Lake. Set on over 3 acres of beautifully treed privacy with an incredible 460 feet of pristine, sandy shoreline, this exclusive lakefront estate is the definition of a rare and remarkable opportunity. Imagine spending your days on your own private beach, swimming in the crystal-clear waters of one of the area's most sought-after lakes, and ending each evening captivated by breathtaking western sunsets that paint the sky in spectacular colour. What truly sets this property apart is its unmatched versatility. Featuring THREE separate homes, it presents endless possibilities for multi-generational living, a private family compound, or an exceptional investment opportunity. Two of the residences are fully equipped for year-round enjoyment, while the third requires only minor adjustments to become an all-season retreat. Host unforgettable gatherings, create a legacy property to be enjoyed for generations, or offset ownership costs through premium rental income potential. With approximately one acre offering severance potential, the future possibilities are as impressive as the setting itself. Properties of this calibre and scale seldom become available on coveted Paudash Lake. Offering privacy, flexibility, investment potential, and an unparalleled waterfront lifestyle, this is far more than a cottage property-it's a once-in-a-lifetime chance to own a true lakeside estate. This is the property everyone dreams of finding but few are fortunate enough to call their own. Don't miss your opportunity to experience the very best of Paudash Lake living.

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Key Features

Bedrooms
11
Bathrooms
7
Kitchens
3
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionOther
BasementOther
CountyHaliburton
Annual Tax$8,083
Legal DescriptionPT LT 26 CON 5 CARDIFF; PT RDAL IN FRONT OF LT 26 CON 5 CARDIFF CLOSED BY H141930 PT 1 TO 4 19R3400 & AS IN H113558 & H136366 N OF A TRAVELLED RD; S/T DEBTS IN H113558 MUNICIPALITY OF HIGHLANDS EAST, HALIBURTON

Parking & Garage

Parking Spaces12.0
Garage Spaces10
Garage TypeDetached

Heating & Cooling

Heat SourceOther
Heat TypeOther
CoolingOther

Features

Property Features

Hospital, Lake/Pond, School Bus Route, Waterfront

Interior Features

On Demand Water Heater, Guest Accommodations

Security Features

Community Features

Location

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1036 RUTHVEN Road, Highlands East, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1036 RUTHVEN Road, Highlands East, ON K0L 1C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Highlands East.

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Interest Rate5.25%
Down Payment$398,000 (20.0%)
* Minimum Canadian down payment required for this price is $398,000.
Amortization Period25 Years
Estimated Monthly Payment$9,487Based on a loan of $1,592,000 over 25 years.
Purchase Price$1,990,000
Loan Amount$1,592,000
Provincial Land Transfer Tax:$36,275
Total Estimated Closing Taxes:$36,275

About Purchasing a Home in Highlands East, ON

For a property listed at $1,990,000 in Highlands East, the legal minimum down payment is $398,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $36,275 for this transaction. As this listing is in Highlands East (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $36,275.

Nearby Listings

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No current listings found in Highlands East.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cardiff Ward, Highlands East.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$803,442

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.