1097 Cheddar Road, Highlands East, ON

$868,999
MLS#:X13063930
5 beds
3 baths
1500-2000 sqft
10.0 parking
Residential Freehold
Residential Freehold for sale - 5 Bed, 3 Bath Home at 1097 Cheddar Road Highlands East ON listed at $868,999 (MLS# X13063930) - Main View
For Sale
Added:Apr 30, 2026(183 days ago)
Updated:Jul 30, 2026(92 days ago)
Last Checked:13 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cardiff Ward. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $868,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 1310 x 789 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (10.0 total parking spaces)
  • Notable attributes: Air Exchanger, Carpet Free, Generator - Full
  • equipped with other central cooling and highly efficient forced air heating via propane

Description

**Luxury Off-Grid Muskoka-Style Home on 17 Wooded Acres**This stunning, newly constructed (2023) "Luxury Muskoka Style House" offers complete off-grid living on 17 wooded acres. While currently off-grid by choice, the property is conveniently located just 250m from the power lines on Hwy 118, making grid connection a straight forward option.**Key Features:*** **Off-Grid Power System:** A state-of-the-art 30KW solar panel system with 40KW batteries, installed in 2023, is complemented by a 15KW inverter, producing up to 30KW during peak summertimes.* **Backup Generators:** The system includes a 22KW Generac propane generator with automatic switch and a 20KW Briggs & Stratton generator with remote operation.* **Superior Construction:** Built with no expense spared, the home features ICF foundation walls, spray foam insulation with batts on top, and expansive bay windows on the west side for abundant natural light.**Recent Upgrades:**The current owners have invested significantly in recent upgrades, including:* House addition (\$90k)* Front and rear decks (\$70k)* Finished walk-out basement (\$30k)* Solar system installation (over \$100k)* New Generac generator (\$14k)A final inspection document is available for your review.**Living Space:**This two-story home with cathedral ceilings offers 1840 sq.ft. above ground, plus a 932 sq.ft. finished walk-out basement, for a total of 2772 sq.ft. of finished living space.**Nature and Location:**Enjoy abundant wildlife, including deer, wild turkey, and moose, on this property adjacent to100 acres of Crown Land. Numerous lakes and beaches are just minutes away. Escape the stresses of city life and reconnect with nature in this beautiful setting, with all essential amenities nearby:* 20 minutes to Bancroft (hospitals, shopping)* 15 minutes to Wilberforce (elementary school).

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Property Summary

This detached home located at 1097 Cheddar Road, Highlands East is currently for sale and has been available for 183 days. This property is listed at $868,999 with an estimated mortgage of $2,893* per month. It has 5 beds, 3 bathrooms, and is 1500-2000 square feet. 1097 Cheddar Road, Highlands East is in the Cardiff Ward neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Cardiff Ward, Highlands East.

Highly Recommended for Families
What We Love About This Home
  • •5 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Cardiff Ward, Highlands East.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$868,999
AddedApr 30, 2026 (183 days ago)
UpdatedJul 30, 2026 (92 days ago)
Last Checked13 minutes ago
Transaction TypeFor Sale
List Office NameRoyal LePage Frank Real Estate

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFinished with Walk-Out
Lot Size1310 × 789 Feet
CountyHaliburton
Annual Tax$3,807.64
Rental ItemsHeat Pump/Air conditioner and hot water heater at $50 per month transferable to new owners
Legal DescriptionPT LT 10 CON 13 CARDIFF AS IN H271158 SRO E OF PT 4 19R2680 & E OF PT 2 19R2406 MUNICIPALITY OF HIGHLANDS EAST

Parking & Garage

Parking Total10.0
Parking Space10
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingOther

Features

Property Features

  • Greenbelt/Conservation
  • Part Cleared
  • Ravine
  • Rolling
  • School Bus Route
  • Sloping

Interior Features

  • Air Exchanger
  • Carpet Free
  • Generator - Full
  • Guest Accommodations
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Solar Owned
  • Storage Area Lockers
  • Sump Pump
  • Upgraded Insulation
  • Ventilation System
  • Water Heater
  • Water Purifier

Security Features

  • Alarm System
  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Highlands East Home Buyer Advisory & Market HubActive MLS® Listing in Highlands East, Ontario

Looking to Buy a Home in Highlands East?

If you are looking for a house in Highlands East or researching Highlands East real estate for sale, this 5-bedroom detached at 1097 Cheddar Road, Highlands East, ON offers an exceptional opportunity to buy a home in Highlands East, Ontario. Whether you are a first-time Highlands East home buyer or comparing active Highlands East MLS® homes for sale, working with a dedicated Highlands East buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

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Highlands East Buyer Budget & Costs

Estimated mortgage: $2,893*/month*. Estimated Ontario Land Transfer Tax: $13,855. First-time Highlands East home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Highlands East

Frequently Asked Questions about 1097 Cheddar Road, Highlands East, ON

Q.What is the asking price for 1097 Cheddar Road, Highlands East, ON ?

The current listing price for 1097 Cheddar Road, Highlands East, ON in Cardiff Ward, Highlands East is $868,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 1097 Cheddar Road, Highlands East, ON ?

1097 Cheddar Road, Highlands East, ON is a Detached (2-Storey) featuring a Finished with Walk-Out basement.

Q.What key property features does 1097 Cheddar Road, Highlands East, ON offer?

Key property features include: Greenbelt/Conservation, Part Cleared, Ravine, Rolling, School Bus Route, Sloping.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Carpet Free, Generator - Full, Guest Accommodations, Primary Bedroom - Main Floor, Propane Tank, Solar Owned, Storage Area Lockers, Sump Pump, Upgraded Insulation, Ventilation System, Water Heater, Water Purifier.

Q.What security features are installed at 1097 Cheddar Road, Highlands East, ON ?

Security features include: Alarm System, Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Other.

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Location

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1097 Cheddar Road, Highlands East, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cardiff Ward, Highlands East

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 1097 Cheddar Road, Highlands East, ON K0L 1M0

Estimated Sales Range
$826,000 - $852,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Highlands East.

Configure Loan Settings

Interest Rate4.00%
Down Payment$260,700 (30.0%)
* Minimum Canadian down payment required for this price is $61,900.
Amortization Period30 Years
Estimated Monthly Payment$2,893Based on a loan of $608,299 over 30 years.
Purchase Price$868,999
Loan Amount$608,299
Provincial Land Transfer Tax:$13,855
Total Estimated Closing Taxes:$13,855

About Purchasing a Home in Highlands East, ON

For a property listed at $868,999 in Highlands East, the legal minimum down payment is $61,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,855 for this transaction. As this listing is in Highlands East (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,855.

Similar Listings in Cardiff Ward, Highlands East

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Cardiff Ward, Highlands East Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cardiff Ward, Highlands East.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$770,178

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cardiff Ward, Highlands East

Elementary Schools

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Secondary Schools

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Cardiff Ward, Highlands East Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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