
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cardiff Ward. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $868,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
**Luxury Off-Grid Muskoka-Style Home on 17 Wooded Acres**This stunning, newly constructed (2023) "Luxury Muskoka Style House" offers complete off-grid living on 17 wooded acres. While currently off-grid by choice, the property is conveniently located just 250m from the power lines on Hwy 118, making grid connection a straight forward option.**Key Features:*** **Off-Grid Power System:** A state-of-the-art 30KW solar panel system with 40KW batteries, installed in 2023, is complemented by a 15KW inverter, producing up to 30KW during peak summertimes.* **Backup Generators:** The system includes a 22KW Generac propane generator with automatic switch and a 20KW Briggs & Stratton generator with remote operation.* **Superior Construction:** Built with no expense spared, the home features ICF foundation walls, spray foam insulation with batts on top, and expansive bay windows on the west side for abundant natural light.**Recent Upgrades:**The current owners have invested significantly in recent upgrades, including:* House addition (\$90k)* Front and rear decks (\$70k)* Finished walk-out basement (\$30k)* Solar system installation (over \$100k)* New Generac generator (\$14k)A final inspection document is available for your review.**Living Space:**This two-story home with cathedral ceilings offers 1840 sq.ft. above ground, plus a 932 sq.ft. finished walk-out basement, for a total of 2772 sq.ft. of finished living space.**Nature and Location:**Enjoy abundant wildlife, including deer, wild turkey, and moose, on this property adjacent to100 acres of Crown Land. Numerous lakes and beaches are just minutes away. Escape the stresses of city life and reconnect with nature in this beautiful setting, with all essential amenities nearby:* 20 minutes to Bancroft (hospitals, shopping)* 15 minutes to Wilberforce (elementary school).
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This detached home located at 1097 Cheddar Road, Highlands East is currently for sale and has been available for 183 days. This property is listed at $868,999 with an estimated mortgage of $2,893* per month. It has 5 beds, 3 bathrooms, and is 1500-2000 square feet. 1097 Cheddar Road, Highlands East is in the Cardiff Ward neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Cardiff Ward, Highlands East.
Growing families needing multi-bedroom flexibility and space in Cardiff Ward, Highlands East.
None listed
No historical data available for this property.
This could be the first listing for this address.
If you are looking for a house in Highlands East or researching Highlands East real estate for sale, this 5-bedroom detached at 1097 Cheddar Road, Highlands East, ON offers an exceptional opportunity to buy a home in Highlands East, Ontario. Whether you are a first-time Highlands East home buyer or comparing active Highlands East MLS® homes for sale, working with a dedicated Highlands East buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
Browse all verified Highlands East real estate listings, compare active Highlands East houses for sale, and view brand new MLS® inventory before it hits the open market.
Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Highlands East realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Estimated mortgage: $2,893*/month*. Estimated Ontario Land Transfer Tax: $13,855. First-time Highlands East home buyers may qualify for up to $8,475 in rebates.
The current listing price for 1097 Cheddar Road, Highlands East, ON in Cardiff Ward, Highlands East is $868,999.
This property features 5 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.
1097 Cheddar Road, Highlands East, ON is a Detached (2-Storey) featuring a Finished with Walk-Out basement.
Key property features include: Greenbelt/Conservation, Part Cleared, Ravine, Rolling, School Bus Route, Sloping.
Interior highlights include: Air Exchanger, Carpet Free, Generator - Full, Guest Accommodations, Primary Bedroom - Main Floor, Propane Tank, Solar Owned, Storage Area Lockers, Sump Pump, Upgraded Insulation, Ventilation System, Water Heater, Water Purifier.
Security features include: Alarm System, Carbon Monoxide Detectors, Smoke Detector.
Yes, this property offers parking space for 10.0 vehicles (None).
Heating is provided via Propane and cooling via Other.
Cardiff Ward, Highlands East
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Data-driven valuation for 1097 Cheddar Road, Highlands East, ON K0L 1M0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Highlands East.
About Purchasing a Home in Highlands East, ON
For a property listed at $868,999 in Highlands East, the legal minimum down payment is $61,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,855 for this transaction. As this listing is in Highlands East (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,855.
Comprehensive city-wide demographics, local real estate stats, and school rankings for Cardiff Ward, Highlands East.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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