5490 Loop Road, Highlands East, ON

$1,371,000
MLS#:X12146643
4 beds
2 baths
1500-2000 sqft
12.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 5490 Loop Road Highlands East ON listed at $1,371,000 (MLS# X12146643) - Main View
Price Change
For Sale
Added:May 14, 2025(512 days ago)
Updated:Sep 30, 2026(8 days ago)
Last Checked:16 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cardiff Ward. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $1,371,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a spacious lot (Feet)
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 8.0 garage spaces (12.0 total parking spaces) with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, Generator - Full
  • equipped with wall unit(s) central cooling and highly efficient radiant heating via wood

Description

Your oasis of dreams awaits your arrival. A hot tub for those star gazing nights, a huge shop for those many projects to complete or invent. A network of trails to hike, atv, snowmobile or even horseback ride. The trees not only allow for the recreational aspects but many maples invite syrup harvesting in the spring. A babbling brook flows through the property and is populated with brook trout for those awesome morning breakfasts. You can hike or atv back to the clearing on the hill where at night you can see the moon or gaze at the heavens above. The 197 acre land houses many wildlife species including white tail deer, moose, ruffed grouse, wild turkey, rabbits, and those other animals who make the forest their home. Firewood abounds throughout and there is opportunity for marketable timber. A main floor of extravaganza to dine or entertain distinguished guests and a downstairs of leisure and fun. A wine cellar is tucked away under the stairs for those special nights or occasions. Privacy like no other and still within minutes to the amenities the village of Bancroft beholds. Three garage spaces to house your toys or keep your special auto in the new 60x40 garage including 16ft ceilings, from the elements. The garage located left to the house encompasses a bunkie to keep your special guests comfy and warm. Also equipped with propane Generac generator, air conditioning by two heat pumps, and outdoor wood fired boiler to keep you acclimatized no matter the outside weather. This property has the ultimate of enjoyment for the activities that few get to realize. There are numerous maple trees ideal for a syrup opperation or just for personal use and enjoyment.

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Property Summary

This detached home located at 5490 Loop Road, Highlands East is currently for sale and has been available for 512 days. This property is listed at $1,371,000 with an estimated mortgage of $4,564* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 5490 Loop Road, Highlands East is in the Cardiff Ward neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cardiff Ward, Highlands East.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Cardiff Ward, Highlands East.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Price$1,371,000
AddedMay 14, 2025 (512 days ago)
UpdatedSep 30, 2026 (8 days ago)
Last Checked16 minutes ago
Transaction TypeFor Sale
List Office NameEXP REALTY

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood
BasementFinished, Full
CountyHaliburton
Annual Tax$4,541
Rental Itemspropane tank
Legal DescriptionLT 23 CON 20 CARDIFF; PT LT 24-25 CON 20 CARDIFF AS IN H277755; HIGHLANDS EAST

Parking & Garage

Parking Total12.0
Parking Space4
Garage Parking8.0
Garage TypeDetached

Heating & Cooling

Heat SourceWood
Heat TypeRadiant
CoolingWall Unit(s)

Features

Property Features

  • River/Stream
  • Rolling
  • School Bus Route
  • Wooded/Treed
  • Level
  • Part Cleared

Interior Features

  • Auto Garage Door Remote
  • Central Vacuum
  • Generator - Full
  • Guest Accommodations
  • Propane Tank
  • Storage
  • Water Heater
  • Water Heater Owned
  • Workbench

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector
  • Monitored

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Highlands East Home Buyer Advisory & Market HubActive MLS® Listing in Highlands East, Ontario

Looking to Buy a Home in Highlands East?

If you are looking for a house in Highlands East or researching Highlands East real estate for sale, this 4-bedroom detached at 5490 Loop Road, Highlands East, ON offers an exceptional opportunity to buy a home in Highlands East, Ontario. Whether you are a first-time Highlands East home buyer or comparing active Highlands East MLS® homes for sale, working with a dedicated Highlands East buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Highlands East Homes for Sale & MLS® Listings

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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Highlands East realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Highlands East Buyer Budget & Costs

Estimated mortgage: $4,564*/month*. Estimated Ontario Land Transfer Tax: $23,895. First-time Highlands East home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Highlands East

Frequently Asked Questions about 5490 Loop Road, Highlands East, ON

Q.What is the asking price for 5490 Loop Road, Highlands East, ON ?

The current listing price for 5490 Loop Road, Highlands East, ON in Cardiff Ward, Highlands East is $1,371,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 5490 Loop Road, Highlands East, ON ?

5490 Loop Road, Highlands East, ON is a Detached (2-Storey) featuring a Finished, Full basement.

Q.What key property features does 5490 Loop Road, Highlands East, ON offer?

Key property features include: River/Stream, Rolling, School Bus Route, Wooded/Treed, Level, Part Cleared.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Central Vacuum, Generator - Full, Guest Accommodations, Propane Tank, Storage, Water Heater, Water Heater Owned, Workbench.

Q.What security features are installed at 5490 Loop Road, Highlands East, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector, Monitored.

Q.Is parking available at this property?

Yes, this property offers parking space for 12.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Wood and cooling via Wall Unit(s).

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Location

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5490 Loop Road, Highlands East, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cardiff Ward, Highlands East

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 5490 Loop Road, Highlands East, ON K0L 2A0

Estimated Sales Range
$1,302,000 - $1,344,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Highlands East.

Configure Loan Settings

Interest Rate4.00%
Down Payment$411,300 (30.0%)
* Minimum Canadian down payment required for this price is $274,200.
Amortization Period30 Years
Estimated Monthly Payment$4,564Based on a loan of $959,700 over 30 years.
Purchase Price$1,371,000
Loan Amount$959,700
Provincial Land Transfer Tax:$23,895
Total Estimated Closing Taxes:$23,895

About Purchasing a Home in Highlands East, ON

For a property listed at $1,371,000 in Highlands East, the legal minimum down payment is $274,200 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $23,895 for this transaction. As this listing is in Highlands East (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $23,895.

Similar Listings in Cardiff Ward, Highlands East

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Cardiff Ward, Highlands East Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cardiff Ward, Highlands East.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$770,178

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cardiff Ward, Highlands East

Elementary Schools

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Secondary Schools

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Cardiff Ward, Highlands East Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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