5490 Loop Road, Highlands East, ON

$1,389,000
MLS#:X12146643
4 beds
2 baths
1500-2000 sqft
12.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cardiff Ward. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $1,389,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a spacious lot (Feet)
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, Generator - Full
  • equipped with wall unit(s) central cooling and highly efficient radiant heating via wood

Description

Your oasis of dreams awaits your arrival. A hot tub for those star gazing nights, a huge shop for those many projects to complete or invent. A network of trails to hike, atv, snowmobile or even horseback ride. The trees not only allow for the recreational aspects but many maples invite syrup harvesting in the spring. A babbling brook flows through the property and is populated with brook trout for those awesome morning breakfasts. You can hike or atv back to the clearing on the hill where at night you can see the moon or gaze at the heavens above. The 197 acre land houses many wildlife species including white tail deer, moose, ruffed grouse, wild turkey, rabbits, and those other animals who make the forest their home. Firewood abounds throughout and there is opportunity for marketable timber. A main floor of extravaganza to dine or entertain distinguished guests and a downstairs of leisure and fun. A wine cellar is tucked away under the stairs for those special nights or occasions. Privacy like no other and still within minutes to the amenities the village of Bancroft beholds. Three garage spaces to house your toys or keep your special auto in the new 60x40 garage including 16ft ceilings, from the elements. The garage located left to the house encompasses a bunkie to keep your special guests comfy and warm. Also equipped with propane Generac generator, air conditioning by two heat pumps, and outdoor wood fired boiler to keep you acclimatized no matter the outside weather. This property has the ultimate of enjoyment for the activities that few get to realize. There are numerous maple trees ideal for a syrup opperation or just for personal use and enjoyment.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusExtension
Listed Date5/14/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood
BasementFinished, Full
CountyHaliburton
Annual Tax$4,541
Legal DescriptionLT 23 CON 20 CARDIFF; PT LT 24-25 CON 20 CARDIFF AS IN H277755; HIGHLANDS EAST

Parking & Garage

Parking Spaces12.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceWood
Heat TypeRadiant
CoolingWall Unit(s)

Features

Property Features

River/Stream, Rolling, School Bus Route, Wooded/Treed, Level, Part Cleared

Interior Features

Auto Garage Door Remote, Central Vacuum, Generator - Full, Guest Accommodations, Propane Tank, Storage, Water Heater, Water Heater Owned, Workbench

Security Features

Carbon Monoxide Detectors, Smoke Detector, Monitored

Community Features

Location

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5490 Loop Road, Highlands East, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 5490 Loop Road, Highlands East, ON K0L 2A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Highlands East.

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Interest Rate5.25%
Down Payment$277,800 (20.0%)
* Minimum Canadian down payment required for this price is $277,800.
Amortization Period25 Years
Estimated Monthly Payment$6,622Based on a loan of $1,111,200 over 25 years.
Purchase Price$1,389,000
Loan Amount$1,111,200
Provincial Land Transfer Tax:$24,255
Total Estimated Closing Taxes:$24,255

About Purchasing a Home in Highlands East, ON

For a property listed at $1,389,000 in Highlands East, the legal minimum down payment is $277,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $24,255 for this transaction. As this listing is in Highlands East (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $24,255.

Nearby Listings

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No current listings found in Highlands East.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cardiff Ward, Highlands East.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$803,442

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.