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103 S Vine Street S St. Catharines, Ontario L2R 3Y3

5 Bedroom 2 Bathroom 1,743 ft2
Raised Bungalow Central Air Conditioning Forced Air

$549,900

GOLDEN OPPORTUNITY! Well maintained beautifully updated move in condition smoke/pet free Semi-Detached Raised bungalow duplex on a corner lot with 1.5 detached garage and 3off street parking. 1Km (.6 mile) to QEW highway. Upper level offers a nicely laid out spacious 3 bedroom. Updated kitchen complete with stylish back-splash, stainless steel appliances, and ample cupboard space. Fully finished lower level with separate entrance also offers spacious 2 bedroom with 8 foot high ceiling and large windows. The lower-level laundry area is conveniently designed to be shared between both levels. Outside, enjoy a fully fenced backyard with a garden shed and plenty of room for outdoor activities. Property built in 1994 boasts 125 amp breaker panel in the house and 60 amp breaker in garage. All new and newer appliances. Upgrades include: vinyl plank flooring throughout(2021), central AC(2023), modern walk-in shower(2024), fresh paint, new countertop sink faucet(2025). Perfect multi generational family or owner to live in the upper unit and rent the 2 bedroom. Here are very close approximation scenarios: Purchase price: $549,000, Mortgage amount $495,000 (10% down). Monthly mortgage payments based on 25 year amortization, 5 year fixed or variable: $2,600Rental income for 2 bedroom and garage: $2400. You will be living in the upper level 3 bedroom while owning the property for mere $200 a month! Should you choose to live in the 2 bedroom and instead rent the 3 bedroom you will actually make $400 a month! Property was rented from 2020 through Sept 2025. Upper floor currently vacant (rented for$2,400 plus hydro). Basement also currently vacant(rented for $1,835 plus hydro). Garage has been rented for the past 5 years and the current tenant, a hobby woodworker, pays $600 a month since July 2024. Garage tenant is willing to stay but if desired will move out with a 60 day notice. Private buyers are welcome! (id:51158)

Property Details

MLS® Number 40787908
Property Type Single Family
Amenities Near By Park, Place Of Worship, Playground, Schools, Shopping
Community Features Community Centre, School Bus
Equipment Type Water Heater
Features Crushed Stone Driveway, In-law Suite
Parking Space Total 6
Rental Equipment Type Water Heater
Structure Shed

Building

Bathroom Total 2
Bedrooms Above Ground 3
Bedrooms Below Ground 2
Bedrooms Total 5
Appliances Dishwasher, Dryer, Washer, Window Coverings
Architectural Style Raised Bungalow
Basement Development Finished
Basement Type Full (finished)
Constructed Date 1994
Construction Style Attachment Semi-detached
Cooling Type Central Air Conditioning
Exterior Finish Brick, Vinyl Siding
Heating Fuel Natural Gas
Heating Type Forced Air
Stories Total 1
Size Interior 1,743 Ft2
Type House
Utility Water Municipal Water

Parking

Detached Garage

Land

Access Type Highway Access, Highway Nearby
Acreage No
Fence Type Fence
Land Amenities Park, Place Of Worship, Playground, Schools, Shopping
Sewer Municipal Sewage System
Size Depth 110 Ft
Size Frontage 34 Ft
Size Total Text Under 1/2 Acre
Zoning Description R2

Rooms

Level Type Dimensions
Basement Bedroom 9'10'' x 8'9''
Basement 4pc Bathroom Measurements not available
Basement Eat In Kitchen 20'9'' x 8'9''
Basement Bedroom 13'8'' x 9'4''
Basement Family Room 14'11'' x 10'11''
Main Level Bedroom 10'0'' x 9'6''
Main Level Bedroom 10'11'' x 8'7''
Main Level Primary Bedroom 14'4'' x 9'6''
Main Level Full Bathroom Measurements not available
Main Level Eat In Kitchen 10'1'' x 9'6''
Main Level Dining Room 11'3'' x 8'7''
Main Level Living Room 11'10'' x 10'11''

https://www.realtor.ca/real-estate/29096996/103-s-vine-street-s-st-catharines

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