4478 River Road, Horton, ON

$949,900
MLS#:X13437310
3 beds
3 baths
1500-2000 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of 544 - Horton Twp. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $949,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 371.5 x 109.73 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Central Vacuum, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Live the dream on the majestic Ottawa River. Set on a stunning waterfront lot just shy of 2 acres, this exceptional property offers approximately 200 feet of pristine shoreline, breathtaking views, and outstanding privacy. Whether you're boating, swimming, fishing, or simply relaxing by the water, this is waterfront living at its finest. Beautifully renovated and truly turnkey, the home blends comfort, style, and peace of mind. Originally a bungalow, it was thoughtfully expanded with a two-storey addition, creating a spacious split-level layout with 3 bedrooms and 3 bathrooms including a luxurious ensuite. The open-concept kitchen and living area is ideal for both everyday living and entertaining, featuring rich hardwood floors, expansive windows, and 3 fireplaces! A finished basement provides additional space for family, guests, or recreation. Extensive updates include newer windows, plumbing, electrical, furnace, central air conditioning, hot water tank, and a Generac 18kw backup generator. Radiant floor heating in the mudroom, garage, and second level of the addition adds year-round comfort. Outside, enjoy beautifully landscaped grounds, mature trees, and endless opportunities to embrace the waterfront lifestyle. Watch stunning sunsets over the river, launch your boat from your own shoreline, or gather with family and friends while taking in the spectacular views. The oversized lot provides plenty of space for outdoor activities, gardening, and creating your own private retreat. The deck and roof were both replaced in 2021, allowing you to move in and enjoy with confidence. Rarely does a property offer this combination of quality renovations, modern conveniences, and spectacular Ottawa River frontage. Simply move in, relax, and start making memories. A must see!!! No conveyance of any written singed offers prior to 12:00pm on the 19th of June, 2026

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date6/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionStone, Vinyl Siding
BasementFinished
Lot Size371.5 × 109.73 Feet
CountyRenfrew
Annual Tax$2,713
Legal DescriptionPT LT 11, CON 8, AS IN R350499 ; S/T HO4707 HORTON

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

River/Stream

Interior Features

Air Exchanger, Central Vacuum, Carpet Free, Generator - Full, Ventilation System, Water Treatment, Propane Tank

Security Features

Community Features

Location

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4478 River Road, Horton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4478 River Road, Horton, ON K7V 3Z8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Horton.

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Interest Rate5.25%
Down Payment$69,990 (7.4%)
* Minimum Canadian down payment required for this price is $69,990.
Amortization Period25 Years
Estimated Monthly Payment$5,244Based on a loan of $879,910 over 25 years.
Purchase Price$949,900
Loan Amount$879,910
Provincial Land Transfer Tax:$15,473
Total Estimated Closing Taxes:$15,473

About Purchasing a Home in Horton, ON

For a property listed at $949,900 in Horton, the legal minimum down payment is $69,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,473 for this transaction. As this listing is in Horton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Horton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$643,841

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.