105 Spruce Drive, Huntsville, ON

$1,499,900
MLS#:X13439962
4 beds
3 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Stephenson. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $1,499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 100 x 199.8 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Bar Fridge, ERV/HRV, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

In the heart of Port Sydney, just a short walk to the beach on Mary Lake, this 2021-built bungalow is an expression of modern design & craftsmanship. The home's contemporary façade is defined by clean lines & a striking profile. Inside, the foyer welcomes with heated stone floors, establishing the refined aesthetic carried throughout. The principal living space unfolds in an open-concept arrangement, anchored by a natural gas fireplace in the living room with a screened-in Muskoka room just beyond for extended seasonal enjoyment. The kitchen is centred around a substantial waterfall quartz island & a natural gas stove with integrated downdraft that preserves uninterrupted sightlines, while the adjacent dining area is appointed with a built-in wine rack & bar fridge. Oversized sliding doors fill the space with natural light & create a seamless transition to the rear yard, where a stone patio, extensive gardens, fenced grounds & an adorable treehouse that mirrors the home's design complete the setting. The primary suite offers a walk-through closet leading to a beautifully detailed 4-pc ensuite with heated floors, glass shower with linear drain & double vanity. A stylish 4-pc bathroom with heated floors serves 2 guest bedrooms. The laundry/mudroom continues the elevated aesthetic with heated floors, a beautiful sink, dedicated pet shower & inside entry from the garage. The fully finished lower level extends the home's cohesion with a spacious rec room & 2nd natural gas fireplace, a 4th bedroom, integrated office nook & dedicated gym. A 3-pc bathroom with heated floors & glass shower maintains design continuity. Two storage rooms & a generous utility room provide exceptional organization. With natural gas forced-air furnace, central air conditioning, fibre-optic internet, drilled well, septic system & curbside garbage collection, this residence offers modern luxury within the charming community of Port Sydney.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementFull, Finished
Lot Size100 × 199.8 Feet
CountyMuskoka
Annual Tax$4,299.44
Legal DescriptionPART LOT 23 CONCESSION 7 STEPHENSON, PART 1 35R26395 TOGETHER WITH AN EASEMENT AS IN DM60418 TOWN OF HUNTSVILLE

Parking & Garage

Parking Spaces6.0
Garage Spaces5
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Golf, Lake Access, School

Interior Features

Bar Fridge, ERV/HRV, Primary Bedroom - Main Floor, Sewage Pump, Sump Pump, Water Heater Owned

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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105 Spruce Drive, Huntsville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 105 Spruce Drive, Huntsville, ON P0B 1L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Huntsville.

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Interest Rate5.25%
Down Payment$299,980 (20.0%)
* Minimum Canadian down payment required for this price is $299,980.
Amortization Period25 Years
Estimated Monthly Payment$7,151Based on a loan of $1,199,920 over 25 years.
Purchase Price$1,499,900
Loan Amount$1,199,920
Provincial Land Transfer Tax:$26,473
Total Estimated Closing Taxes:$26,473

About Purchasing a Home in Huntsville, ON

For a property listed at $1,499,900 in Huntsville, the legal minimum down payment is $299,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $26,473 for this transaction. As this listing is in Huntsville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $26,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stephenson, Huntsville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$846,404

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.