163 Rose Lake Road, Huntsville, ON

$795,000
MLS#:X13437406
4 beds
2 baths
1100-1500 sqft
12.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised rural residential located in the coveted neighborhood of Stephenson. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $795,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 663 x 3335 ft lot
  • Features a finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available
  • Notable attributes: In-Law Capability, Primary Bedroom - Main Floor, Storage
  • Efficient forced air heating via propane

Description

Discover the space, privacy and potential that only 50 acres in Muskoka can provide. Set well back from the road, this property offers a unique opportunity for those seeking a rural lifestyle, hobby farm, homestead, recreational retreat or simply room to breathe. The bright and inviting bungalow features an open concept main floor with 2 bedrooms and a 4-piece bath. Large windows fill the home with natural light, while patio doors provide the perfect location for a future deck overlooking your property. The recently finished lower level significantly expands the living space, offering 2 additional bedrooms, a 3-piece bathroom, a spacious rec room or office area, ample storage and a separate entrance, ideal for extended family, guests or potential in-law accommodations. While some cosmetic updates would further enhance the main level, the home is comfortable and move-in ready. Major improvements have already been completed, including a metal roof with a transferable 50-year warranty (2015), new windows and entrance doors (2024/2025), a GenerLink connection (2026), fibre optic high-speed internet and a Wifi extender providing coverage across the property. For those dreaming of a self-sufficient lifestyle, the groundwork is already in place. Operated as a hobby farm and homestead since 2015 producing eggs, chicken, turkey, pork, fresh vegetables and maple syrup, the property includes three chicken coops with fenced runs, a fenced pig pen with shelter and feeder, two large irrigated garden areas, a glass front greenhouse, hoop house and multiple storage buildings. From raising animals and growing your own food to exploring the forest and enjoying quiet evenings under the stars, this property offers a lifestyle that is becoming increasingly difficult to find.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeRural Residential
Architectural StyleBungalow-Raised
ConstructionBrick
BasementFinished, Separate Entrance
Lot Size663 × 3335 Feet
CountyMuskoka
Annual Tax$2,800
Legal DescriptionPT LT 16 CON 8 STEPHENSON PT 2, 35R7761; HUNTSVILLE ; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Spaces12.0
Garage Spaces12
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

In-Law Capability, Primary Bedroom - Main Floor, Storage

Security Features

Community Features

Location

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163 Rose Lake Road, Huntsville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 163 Rose Lake Road, Huntsville, ON P0B 1M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Huntsville.

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Interest Rate5.25%
Down Payment$54,500 (6.9%)
* Minimum Canadian down payment required for this price is $54,500.
Amortization Period25 Years
Estimated Monthly Payment$4,413Based on a loan of $740,500 over 25 years.
Purchase Price$795,000
Loan Amount$740,500
Provincial Land Transfer Tax:$12,375
Total Estimated Closing Taxes:$12,375

About Purchasing a Home in Huntsville, ON

For a property listed at $795,000 in Huntsville, the legal minimum down payment is $54,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,375 for this transaction. As this listing is in Huntsville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,375.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stephenson, Huntsville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$846,680

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.