188 BALSAM CHUTES Road, Huntsville, ON

$399,000
MLS#:X12290998
1 beds
1 baths
< 700 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Other detached located in the coveted neighborhood of Stephenson. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $399,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 95.87 x 199.69 ft lot
  • 6.0 total parking spaces available
  • Notable attributes: Other, Primary Bedroom - Main Floor
  • Efficient other heating via electric

Description

Nestled along the tranquil North Branch Muskoka River, this charming waterfront cottage in Huntsville offers the ideal blend of peace, privacy, and natural beauty all just a short drive from town conveniences. Set on an expansive and private 95 x 199 ft lot, this cottage boasts direct river frontage with a clean, sandy shoreline ideal for swimming, kayaking, or simply enjoying the serenity of the water. The owned shoreline includes a floating dock and a set of easy-access stairs leading down to the waters edge, making it effortless to enjoy life on the river. The main cottage features a bright and open living space, complete with one bedroom and one bathroom on the main floor. Natural light pours in through the windows, offering uninterrupted views of the river and surrounding forest. One of the standout features is the charming Muskoka Room - a screened in space perfect for unwinding with a book, or enjoying the sights ad sounds of nature. It is the perfect blend of indoor comfort and outdoor connection. Step outside and youll find even more to love. The property includes a detached bunkie, perfect for guests, or kids. There is also a storage shed and a workshop providing plenty of room for tools, gear, and water toys. High-speed fibre optic internet is available, so you can stay connected whether you're working remotely or streaming your favourite shows. With a lot like this, theres incredible potential to build your dream cottage design the custom escape youve always imagined, right here in one of Muskokas most sought-after and affordable locations. Or simply move in and enjoy the existing cottage as-is, full of character and charm. Use this prime riverfront location as a foundation for years of enjoyment, whether as a family retreat, or future development opportunity. Located in a quiet, natural setting, this cottage offers the best of Muskoka living: direct waterfront access, privacy, natural beauty, and all the charm of cottage country.

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Property Summary

This detached home located at 188 BALSAM CHUTES Road, Huntsville is currently for sale and has been available on SousaSells for 365 days. This property is listed at $399,000 with an estimated mortgage of $1,328* per month. It has 1 bed, 1 bathroom, and is < 700 square feet. 188 BALSAM CHUTES Road, Huntsville is in the Stephenson neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 27, 2025
Sold price information is available to members only
Listed Date7/17/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleOther
ConstructionWood
BasementNone
Lot Size95.87 × 199.69 Feet
CountyMuskoka
Annual Tax$661.46
Legal DescriptionLOT 29, RCP 519, STEPHENSON, S/T & T/W DM 244528, HUNTSVILLE, DISTRICT OF MUSKOKA

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeOther
CoolingNone

Features

Property Features

Other, River/Stream, Wooded/Treed, Sloping

Interior Features

Other, Primary Bedroom - Main Floor

Security Features

Community Features

Location

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188 BALSAM CHUTES Road, Huntsville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 188 BALSAM CHUTES Road, Huntsville, ON P0B 1L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Huntsville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$119,700 (30.0%)
* Minimum Canadian down payment required for this price is $19,950.
Amortization Period30 Years
Estimated Monthly Payment$1,328Based on a loan of $279,300 over 30 years.
Purchase Price$399,000
Loan Amount$279,300
Provincial Land Transfer Tax:$4,460
Total Estimated Closing Taxes:$4,460

About Purchasing a Home in Huntsville, ON

For a property listed at $399,000 in Huntsville, the legal minimum down payment is $19,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,460 for this transaction. As this listing is in Huntsville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,460.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stephenson, Huntsville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$876,261

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Huntsville
Public58 Brunel Road, Huntsville, Ontario, P1H 2A2
6.7
Spruce Glen
Public550 Muskoka Road 3, Huntsville, Ontario, P1H 1C9
6.3
Riverside
Public755 Brunel Road, Huntsville, Ontario, P1H 1Z3
5.7
Pine Glen
Public126 West Road, Huntsville, Ontario, P1H 1M5
4.7
Saint Mary's
Public36 Silverwood Drive, Huntsville, Ontario, P1H 1N1
3.7

Secondary Schools

Huntsville
Public58 Brunel Road, Huntsville, Ontario, P1H 2A2
6.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.