2698 Old Muskoka Road, Huntsville, ON

$1,149,000
MLS#:X13508724
4 beds
3 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Stephenson. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,149,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 234.47 x 530.22 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Guest Accommodations, Separate Heating Controls
  • Efficient forced air heating via propane

Description

Welcome to 2698 Old Muskoka Road in Utterson, a rare offering featuring not one, but two fully self-contained homes on one property. Combined, they offer 6 bedrooms, 4 bathrooms, and 2 kitchens, making this an ideal setup for multi-generational living, rental income, or hosting guests with complete privacy. The main residence includes 4 bedrooms and 3 bathrooms, thoughtfully designed with a Muskoka-inspired aesthetic. Built in 2019 and set well back from the road, it offers both privacy and modern comfort. A covered front porch and grand 8' entry door welcome you inside, where vaulted ceilings, hardwood floors, and abundant natural light enhance the open-concept kitchen and dining area. The main-floor primary suite features a double closet and a spa-like ensuite with dual sinks. A WETT-certified wood-burning fireplace adds warmth and character to the living room, while the finished lower level expands the living space with a family room, three additional bedrooms, an office or hobby room, and a full bathroom. Step out to the private back deck overlooking the yard and above-ground pool-perfect for summer entertaining. Additional highlights include an ICF foundation, Lepage windows, and a double attached garage. The secondary dwelling is completely separate and equally well-appointed, offering 2 bedrooms, 1 bathroom, and its own kitchen. The bright, open-concept layout features a custom kitchen and a cozy propane fireplace with a shiplap mantle. Upstairs, the primary suite includes a 3-piece ensuite with an oversized tiled shower. The lower level provides a second bedroom, workshop or storage space, and a walkout with potential for a future deck. Both homes are fully self-sufficient, each with its own septic system, modern finishes, and functional layouts. With rental potential of $2,500+ per month, this property offers incredible versatility. Whether you're looking for a family compound, a private Muskoka retreat, or an income-generating opportunity.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished, Full
Lot Size234.47 × 530.22 Feet
CountyMuskoka
Annual Tax$4,822.63
Legal DescriptionPT LT 14 CON 5 STEPHENSON PT 1, 35R11632; HUNTSVILLE ; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Auto Garage Door Remote, Guest Accommodations, Separate Heating Controls, In-Law Capability, Accessory Apartment

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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2698 Old Muskoka Road, Huntsville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2698 Old Muskoka Road, Huntsville, ON P0B 1M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Huntsville.

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Interest Rate5.25%
Down Payment$229,800 (20.0%)
* Minimum Canadian down payment required for this price is $229,800.
Amortization Period25 Years
Estimated Monthly Payment$5,478Based on a loan of $919,200 over 25 years.
Purchase Price$1,149,000
Loan Amount$919,200
Provincial Land Transfer Tax:$19,455
Total Estimated Closing Taxes:$19,455

About Purchasing a Home in Huntsville, ON

For a property listed at $1,149,000 in Huntsville, the legal minimum down payment is $229,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $19,455 for this transaction. As this listing is in Huntsville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $19,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stephenson, Huntsville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$846,680

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.