365 Clearwater Lake Road, Huntsville, ON

$625,000
MLS#:X13450642
3 beds
2 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Stephenson. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $625,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 316.68 x 810.8 ft lot
  • 6.0 total parking spaces available
  • Notable attributes: Guest Accommodations, In-Law Capability, Storage
  • equipped with window unit(s) central cooling and highly efficient baseboard heating via electric

Description

Escape to the best of Muskoka country living at 365 Clearwater Lake Road. Nestled on over 6 private acres, this home offers a rare combination of space, privacy, and convenience. Explore your own private pond, scenic creek, and forested surroundings while enjoying frequent visits from local wildlife. The expansive property provides endless opportunities for outdoor recreation, gardening, hobby farming, or simply relaxing in nature. The versatile layout includes an in-law suite or private guest accommodations, ideal for extended family, visitors, or multi-generational living. Ideally located just minutes from the public boat launch and marina, 5 minutes to Port Sydney Beach and North Granite Ridge Golf Club, and only 20 minutes to downtown Huntsville. Enjoy easy access to shopping, dining, on school bus routes, and year-round recreation while being approximately 2 hours from the GTA. Whether you're seeking a full-time residence, weekend getaway, or investment opportunity, this property offers the quintessential Muskoka lifestyle with room to breathe, explore, and enjoy the outdoors.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionWood
BasementNone
Lot Size316.68 × 810.8 Feet
CountyMuskoka
Annual Tax$2,819
Legal DescriptionPT LT 28 CON 4 STEPHENSON PT 1 35R21125; HUNTSVILLE; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWindow Unit(s)

Features

Property Features

Beach, Place Of Worship, Wooded/Treed, Lake/Pond, Golf, School Bus Route

Interior Features

Guest Accommodations, In-Law Capability, Storage, Water Softener, In-Law Suite, Water Purifier

Security Features

Community Features

Location

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365 Clearwater Lake Road, Huntsville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 365 Clearwater Lake Road, Huntsville, ON P0B 1L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Huntsville.

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Interest Rate5.25%
Down Payment$37,500 (6.0%)
* Minimum Canadian down payment required for this price is $37,500.
Amortization Period25 Years
Estimated Monthly Payment$3,501Based on a loan of $587,500 over 25 years.
Purchase Price$625,000
Loan Amount$587,500
Provincial Land Transfer Tax:$8,975
Total Estimated Closing Taxes:$8,975

About Purchasing a Home in Huntsville, ON

For a property listed at $625,000 in Huntsville, the legal minimum down payment is $37,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,975 for this transaction. As this listing is in Huntsville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,975.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stephenson, Huntsville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$846,680

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.