449 Balsam Chutes Road, Huntsville, ON

$470,000
MLS#:X12365337
2 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on October 1, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Stephenson. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $470,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 91.29 x 170.87 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater Owned, Sump Pump
  • equipped with other central cooling and highly efficient heat pump heating via wood

Description

This beautifully updated 2-bedroom, 1-bathroom cottage is the perfect escape for small families, retirees, investors, or first-time buyers looking for a peaceful waterfront getaway with modern touches. Tucked away on the serene banks of the Muskoka River, this gem features a level, beautifully landscaped lot with effortless access to the dock ideal for swimming, boating, or casting a line. Located on a quiet, year-round private road between Bracebridge and Huntsville, this property offers the perfect blend of seclusion and convenience. Step inside to discover soaring vaulted ceilings, sun-filled windows, and an open-concept layout that feels both spacious and inviting. The warm and cozy family room complete with a WETT-certified wood stove flows seamlessly into a large outdoor deck and a classic Muskoka Room, perfect for enjoying cottage life rain or shine. A second waterfront deck offers even more space to unwind and soak in the views.Paddle right from your backyard and explore the picturesque Muskoka River an absolute dream for kayakers and nature lovers. With year-round road maintenance, garbage and recycling pickup, and just 15 minutes to both Huntsville and Bracebridge, this cottage is ready to be your new home away from home. All this, just under 2 hours from the GTA. Recent upgrades include new flooring, updated electrical, a sump pump system, a river water pump with filtration. Extra storage is provided with a dedicated utility shed and wood shed. Don't miss this rare opportunity to own a slice of Muskoka paradise! Balsam Chutes private road fee is $600+HST per year.

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Property Summary

This detached home located at 449 Balsam Chutes Road, Huntsville is currently for sale and has been available on SousaSells for 325 days. This property is listed at $470,000 with an estimated mortgage of $1,564* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 449 Balsam Chutes Road, Huntsville is in the Stephenson neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 1, 2025
Sold price information is available to members only
Listed Date8/26/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementFull, Partially Finished
Lot Size91.29 × 170.87 Feet
CountyMuskoka
Annual Tax$2,200
Legal DescriptionLT 62 RCP 519 STEPHENSON ; T/W DM281060; HUNTSVILLE ; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceWood
Heat TypeHeat Pump
CoolingOther

Features

Property Features

Interior Features

Water Heater Owned, Sump Pump

Security Features

Community Features

Location

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449 Balsam Chutes Road, Huntsville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 449 Balsam Chutes Road, Huntsville, ON P0B 1L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Huntsville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$141,000 (30.0%)
* Minimum Canadian down payment required for this price is $23,500.
Amortization Period30 Years
Estimated Monthly Payment$1,564Based on a loan of $329,000 over 30 years.
Purchase Price$470,000
Loan Amount$329,000
Provincial Land Transfer Tax:$5,875
Total Estimated Closing Taxes:$5,875

About Purchasing a Home in Huntsville, ON

For a property listed at $470,000 in Huntsville, the legal minimum down payment is $23,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,875 for this transaction. As this listing is in Huntsville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,875.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stephenson, Huntsville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$876,261

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Huntsville
Public58 Brunel Road, Huntsville, Ontario, P1H 2A2
6.7
Spruce Glen
Public550 Muskoka Road 3, Huntsville, Ontario, P1H 1C9
6.3
Riverside
Public755 Brunel Road, Huntsville, Ontario, P1H 1Z3
5.7
Pine Glen
Public126 West Road, Huntsville, Ontario, P1H 1M5
4.7
Saint Mary's
Public36 Silverwood Drive, Huntsville, Ontario, P1H 1N1
3.7

Secondary Schools

Huntsville
Public58 Brunel Road, Huntsville, Ontario, P1H 2A2
6.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.