95 Clearwater Lake Road, Huntsville, ON

$669,000
MLS#:X13453130
3 beds
3 baths
1100-1500 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit 3 detached located in the coveted neighborhood of Stephenson. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $669,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 127 x 297.5 ft lot
  • Features a half, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Floor Drain, Generator - Full
  • Efficient forced air heating via gas

Description

Calling all contractor/tradesmen! Live comfortably in your new house and have your dream workshop on the property. Discover this 1300 sq ft 3 bedroom side split sitting on just under 1 acre in a desirable neighbourhood in Port Sydney. Plus an amazing new Dream garage, Open concept kitchen, living room , dining room with lots of light and great windows. Newly renovated luxury 4 pc bathroom with slate tiles and a raised pedestal tub. Main floor has 2 bedrooms plus laundry with shower. Lower level has a bedroom, bathroom and family room. Gas furnace and new drilled well. New deck with large gazebo right off the kitchen. The huge bonus of this property is the new heated and insulated Dream garage! The garage is 24 x 32 that was designed by a mechanic for a mechanic to work from home. Lots of room to work and organize your tools or a great toy box for your machines where you can work on them year round in comfort. This is also a great home for a family with a lot of potential. Great neighbourhood with privacy and good neighbours. This is a unique opportunity at great value! It is a must see! Book your showing today

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit 3
ConstructionVinyl Siding
BasementHalf, Finished
Lot Size127 × 297.5 Feet
CountyMuskoka
Annual Tax$2,300
Legal DescriptionPT LT CON 4 STEPHENSON AS IN DM 339345 ; HUNTSVILLE ; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Beach, Campground, Greenbelt/Conservation, Golf, Place Of Worship, School Bus Route

Interior Features

Carpet Free, Floor Drain, Generator - Full, Primary Bedroom - Main Floor, Sump Pump, Water Heater, Water Treatment

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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95 Clearwater Lake Road, Huntsville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 95 Clearwater Lake Road, Huntsville, ON P0B 1L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Huntsville.

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Interest Rate5.25%
Down Payment$41,900 (6.3%)
* Minimum Canadian down payment required for this price is $41,900.
Amortization Period25 Years
Estimated Monthly Payment$3,737Based on a loan of $627,100 over 25 years.
Purchase Price$669,000
Loan Amount$627,100
Provincial Land Transfer Tax:$9,855
Total Estimated Closing Taxes:$9,855

About Purchasing a Home in Huntsville, ON

For a property listed at $669,000 in Huntsville, the legal minimum down payment is $41,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,855 for this transaction. As this listing is in Huntsville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,855.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stephenson, Huntsville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$846,680

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.