107 Seneca Street, Huron-Kinloss, ON

$440,000
MLS#:X13617978
2 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Huron-Kinloss. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $440,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 70 x 150 ft lot
  • Features a crawl space, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

This is the perfect and manageable cottage or small home you have been searching for. Located in the bustling hamlet of Point Clark situated between Kincardine and Goderich. 1 1/2 hours from Kitchener or 2 hours from London along meandering roads travelled by the Amish, so much to see on your travels here. It might be compact but it offers everything you need. Propane furnace for efficient heating, central air, 4 piece bathroom, 2 nice sized bedrooms and a combination kitchen, dining room and living room. A nice stroll to Lake Huron for water activities and stunning sunsets. Being sold pretty much turnkey with the furnishings you can start your permanent holidays soon. Meander down to the Lighthouse, or over to West 81 for a lovely brunch, lunch or dinner. The large deck offers a lovely space to watch the sun go down or enjoy nature chirping. This full time home or cottage needs YOU! Home is actively used as an Air BNB and potentially rented for the winter by a Bruce Power worker.

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Property Summary

This detached home located at 107 Seneca Street, Huron-Kinloss is currently for sale and has been available on SousaSells for 3 days. This property is listed at $440,000 with an estimated mortgage of $1,465* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 107 Seneca Street, Huron-Kinloss is in the Huron-Kinloss neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Huron-Kinloss, Huron-Kinloss.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementCrawl Space, Unfinished
Lot Size70 × 150 Feet
CountyBruce
Annual Tax$2,777
Legal DescriptionLT 5 PL 795; HURON-KINLOSS

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Golf
  • Hospital
  • Place Of Worship
  • Park
  • Rec./Commun.Centre

Interior Features

  • Primary Bedroom - Main Floor
  • Water Heater Owned

Security Features

  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 107 Seneca Street, Huron-Kinloss, ON

Q.What is the asking price for 107 Seneca Street, Huron-Kinloss, ON ?

The current listing price for 107 Seneca Street, Huron-Kinloss, ON in Huron-Kinloss, Huron-Kinloss is $440,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 107 Seneca Street, Huron-Kinloss, ON ?

107 Seneca Street, Huron-Kinloss, ON is a Detached (Bungalow) featuring a Crawl Space, Unfinished basement.

Q.What key property features does 107 Seneca Street, Huron-Kinloss, ON offer?

Key property features include: Beach, Golf, Hospital, Place Of Worship, Park, Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Water Heater Owned.

Q.What security features are installed at 107 Seneca Street, Huron-Kinloss, ON ?

Security features include: Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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Location

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107 Seneca Street, Huron-Kinloss, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 107 Seneca Street, Huron-Kinloss, ON N2Z 2X3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Huron-Kinloss.

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Interest Rate4.00%
Down Payment$132,000 (30.0%)
* Minimum Canadian down payment required for this price is $22,000.
Amortization Period30 Years
Estimated Monthly Payment$1,465Based on a loan of $308,000 over 30 years.
Purchase Price$440,000
Loan Amount$308,000
Provincial Land Transfer Tax:$5,275
Total Estimated Closing Taxes:$5,275

About Purchasing a Home in Huron-Kinloss, ON

For a property listed at $440,000 in Huron-Kinloss, the legal minimum down payment is $22,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,275 for this transaction. As this listing is in Huron-Kinloss (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,275.

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Huron-Kinloss, Huron-Kinloss Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Huron-Kinloss, Huron-Kinloss.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$755,408

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Huron-Kinloss, Huron-Kinloss

Elementary Schools

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Secondary Schools

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Huron-Kinloss, Huron-Kinloss Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.