484 Ludgard Street, Huron-Kinloss, ON

$895,000
MLS#:X12825956
4 beds
2 baths
1100-1500 sqft
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Lucknow. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $895,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 160 x 128 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Central Vacuum, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this charming four bedroom, two bathroom home, thoughtfully designed with a partially open-concept layout that fills the space with natural light and promotes easy living, all nestled in a quiet area. The main floor living offers three bedrooms, a full bathroom and convenient main-floor laundry for added practicality. The spacious interior flows seamlessly into a large, beautifully landscaped yard - perfect for entertaining, family gatherings or simply enjoying peaceful outdoor relaxation. The basement expands your living space with a generous family room, a large bedroom, and a spacious bathroom. You'll also find a cold room and workshop, ideal for storage and hobbies. In addition, the property features a massive three-car garage/shop with 16 foot ceilings, and an 8' x 49' mezzanine with convenient stair access. The over-sized garage has been thoughtfully designed to accommodate the future installation of car lift, perfect for the automotive enthusiasts. This home is perfectly situated, surrounded with both walking trails and access to the rail trail, as well as nearby snowmobile trails. A hardware store is conveniently located just across the road, with sidewalk access leading straight to the Main Street. A dental office and doctor's office are also just one block away, making everyday errands and appointments incredibly accessible. This home is one you don't want to miss. Come see us today!

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 26, 2026
Sold price information is available to members only
Listed Date2/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementFull, Partially Finished
Lot Size160 × 128 Feet
CountyBruce
Annual Tax$4,813
Legal DescriptionLot 17, Plan 110: PART Lot 18 Plan 110, PART 1, 3R8680 Township of Huron-Kinloss

Parking & Garage

Parking Spaces10.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Level, Place Of Worship, Rec./Commun.Centre, Fenced Yard

Interior Features

Air Exchanger, Central Vacuum, Primary Bedroom - Main Floor, Separate Heating Controls, Storage, Water Heater Owned, Water Purifier, Sump Pump

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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484 Ludgard Street, Huron-Kinloss, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 484 Ludgard Street, Huron-Kinloss, ON N0G 2H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Huron-Kinloss.

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Interest Rate5.25%
Down Payment$64,500 (7.2%)
* Minimum Canadian down payment required for this price is $64,500.
Amortization Period25 Years
Estimated Monthly Payment$4,949Based on a loan of $830,500 over 25 years.
Purchase Price$895,000
Loan Amount$830,500
Provincial Land Transfer Tax:$14,375
Total Estimated Closing Taxes:$14,375

About Purchasing a Home in Huron-Kinloss, ON

For a property listed at $895,000 in Huron-Kinloss, the legal minimum down payment is $64,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,375 for this transaction. As this listing is in Huron-Kinloss (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,375.

Nearby Listings

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No current listings found in Huron-Kinloss.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lucknow, Huron-Kinloss.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$480,748

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.