636 Campbell Street, Huron-Kinloss, ON

$249,000
MLS#:X13001162
0 beds
0 baths
Commercial
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Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Lucknow. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $249,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 30.25 x 102.5 ft lot size
  • equipped with no central cooling and highly efficient gas hot water heating

Description

Discover a unique opportunity with this two-storey commercial property, perfectly blending business and residential living. Featuring a spacious ground-floor commercial unit and a comfortable two-bedroom apartment above. This building offers flexibility for entrepreneurs, investors, or owner-occupiers. Two-storey mixed-use property with retail/office space below and residential apartment above. Durable stone exterior with front aluminum siding for lasting curb appeal. Approx. 2,410 sq. ft. above grade plus full utility/storage basement. Commercial Level (1205 sq ft approx.): Open-concept storefront ideal for retail or office use. Two-piece bathroom. Rear office space and Staff lunchroom. On-demand gas hot water boiler (installed 2022, changed from propane to gas March 2026). Modern breaker panel Owned hot water tank. Upper Apartment (1205 sq ft approx.): Two bedrooms Four-piece bathroom Dedicated laundry area Upper rear deck for relaxation. Additional Features: Replacement windows for energy efficiency New membrane roof (2023) Lot Size: 30.28 ft frontage 102.58 ft depth (0.071 acres) Zoning: Commercial - wide range of permitted business activities. Long time tenants on both levels. This is a solid mixed-use investment opportunity with stable long-term tenants and major capital upgrades already completed. Call your Realtor today!

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Key Features

Property Type
Commercial

Additional Details

StatusPrice Change
Listed Date4/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size30.25 × 102.5 Feet
CountyBruce
Annual Tax$4,650
Legal DescriptionPT LT 235 PL 31 AS IN R387908 TOWNSHIP OF HURON-KINLOSS

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypeGas Hot Water
CoolingNo

Features

Property Features

Interior Features

Security Features

No

Community Features

Major Highway, Recreation/Community Centre

Location

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636 Campbell Street, Huron-Kinloss, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 636 Campbell Street, Huron-Kinloss, ON N0G 2H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Huron-Kinloss.

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Interest Rate5.25%
Down Payment$12,450 (5.0%)
* Minimum Canadian down payment required for this price is $12,450.
Amortization Period25 Years
Estimated Monthly Payment$1,410Based on a loan of $236,550 over 25 years.
Purchase Price$249,000
Loan Amount$236,550
Provincial Land Transfer Tax:$2,215
Total Estimated Closing Taxes:$2,215

About Purchasing a Home in Huron-Kinloss, ON

For a property listed at $249,000 in Huron-Kinloss, the legal minimum down payment is $12,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,215 for this transaction. As this listing is in Huron-Kinloss (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,215.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lucknow, Huron-Kinloss.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$480,748

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.