638 Havelock Street, Huron-Kinloss, ON

$699,000
MLS#:X13583612
4 beds
2 baths
2000-2500 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Lucknow. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $699,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 132 x 165 ft lot
  • Features a separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 638 Havelock Street in the heart of the charming community of Lucknow, this gorgeous 4-bedroom brick home is an absolute oasis.Beautifully maintained century home blends timeless character with the modern updates todays buyer are looking for; perfect for making memories. Enjoy lazy afternoons and starry summer nights on not one but two lovely porches. The spacious front yard welcomes playtime and curb appeal, while the fenced backyard features an in-ground 18'x36' pool, pool house and convenient change rooms off the back deck - your private retreat for splashy fun and backyard barbecues. The next block over is tennis courts and kids play ground area. Bright skylight-filled sitting area off the kitchen, creates a sunny, cozy spot for morning coffee. Dinning Room and family room with fire place, this property is a must see, Sweet, serene, and family-ready - come fall in love!

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Property Summary

This detached home located at 638 Havelock Street, Huron-Kinloss is currently for sale and has been available on SousaSells for 12 days. This property is listed at $699,000 with an estimated mortgage of $2,327* per month. It has 4 beds, 2 bathrooms, and is 2000-2500 square feet. 638 Havelock Street, Huron-Kinloss is in the Lucknow neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Lucknow, Huron-Kinloss.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Lucknow, Huron-Kinloss.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementSeparate Entrance
Lot Size132 × 165 Feet
CountyBruce
Annual Tax$3,319
Legal DescriptionPLAN 20, LOT 103, LOT 115 ROSE LUCKNOW, (HURON-KINLOSS

Parking & Garage

Parking Total7.0
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Water Softener

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 638 Havelock Street, Huron-Kinloss, ON

Q.What is the asking price for 638 Havelock Street, Huron-Kinloss, ON ?

The current listing price for 638 Havelock Street, Huron-Kinloss, ON in Lucknow, Huron-Kinloss is $699,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 638 Havelock Street, Huron-Kinloss, ON ?

638 Havelock Street, Huron-Kinloss, ON is a Detached (2-Storey) featuring a Separate Entrance basement.

Q.What interior features are included in this home?

Interior highlights include: Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 7.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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638 Havelock Street, Huron-Kinloss, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 638 Havelock Street, Huron-Kinloss, ON N0G 2H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Huron-Kinloss.

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Interest Rate4.00%
Down Payment$209,700 (30.0%)
* Minimum Canadian down payment required for this price is $44,900.
Amortization Period30 Years
Estimated Monthly Payment$2,327Based on a loan of $489,300 over 30 years.
Purchase Price$699,000
Loan Amount$489,300
Provincial Land Transfer Tax:$10,455
Total Estimated Closing Taxes:$10,455

About Purchasing a Home in Huron-Kinloss, ON

For a property listed at $699,000 in Huron-Kinloss, the legal minimum down payment is $44,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,455 for this transaction. As this listing is in Huron-Kinloss (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,455.

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Lucknow, Huron-Kinloss Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lucknow, Huron-Kinloss.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$522,720

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Lucknow, Huron-Kinloss

Elementary Schools

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Secondary Schools

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Lucknow, Huron-Kinloss Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.