105 King Street, Ingersoll, ON

$549,900
MLS#:X13555764
3 beds
1 baths
1500-2000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Ingersoll - South. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1500-2000 sqft on a premium 79.17 x 89.55 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free, Storage, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Professionally renovated from top to bottom, this solid brick "bungaloft" has been completely transformed over the past five years with extensive mechanical and cosmetic updates-offering the peace of mind of a move-in-ready home while maintaining the character and charm of a classic property.Step inside to a bright, open-concept main floor where the beautifully updated kitchen, dining area, and living room flow seamlessly together, creating an inviting space for everyday living and entertaining. The main level also features a spacious primary bedroom, a second bedroom or home office, convenient main floor laundry, and a full bathroom. Upstairs, the versatile loft provides a generous third bedroom, family room, or hobby space, with the flexibility to adapt as your needs change.Outside, you'll appreciate the widened double driveway, basement garage, and an oversized lot that offers plenty of outdoor space to enjoy. Adding even more value is the property's desirable R2 zoning, which may provide opportunities for future expansion or an accessory dwelling. Located within walking distance of downtown Ingersoll, you'll enjoy easy access to shops, restaurants, Victoria Park, schools, and walking trails. Whether you're a first-time buyer, downsizer, or investor looking for a beautifully updated home with long-term potential, this property offers an exceptional combination of quality, affordability, and opportunity.

Upcoming Open Houses

Saturday, July 18, 20261:00 PM - 3:00 PMPublic

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Property Summary

This detached home located at 105 King Street, Ingersoll is currently for sale and has been available on SousaSells for 4 days. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 3 beds, 1 bathroom, and is 1500-2000 square feet. 105 King Street, Ingersoll is in the Ingersoll - South neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementFull
Lot Size79.17 × 89.55 Feet
CountyOxford
Annual Tax$3,639
Legal DescriptionPT LT 201 BLK 51 PL 279 AS IN 371173. PT LT 201 BLK 51 PL 279, PT 2 41R8373 TOWN OF INGERSOLL

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Hospital, Library, Park, Place Of Worship, Rec./Commun.Centre

Interior Features

Carpet Free, Storage, Water Softener

Security Features

Community Features

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Location

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105 King Street, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 105 King Street E, Ingersoll, ON N5C 1G8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate4.00%
Down Payment$164,970 (30.0%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period30 Years
Estimated Monthly Payment$1,830Based on a loan of $384,930 over 30 years.
Purchase Price$549,900
Loan Amount$384,930
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Ingersoll, ON

For a property listed at $549,900 in Ingersoll, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll - South, Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$656,605

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0
Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.