132 Charles Street, Ingersoll, ON

$444,900
MLS#:X12215628
2 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Ingersoll - South. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $444,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 66.16 x 98.54 ft lot
  • Features a unfinished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Sauna, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Did you hear that? Your new home is calling! Affordable one-level living at its best! This is the one you've been waiting for! Adorable 2-bedroom bungalow with some modern conveniences added like main floor laundry. Main floor has a mud room, spacious eat-in kitchen with solid wood cabinets, a sun-filled living room with engineered hardwood floors, 4 pce bathroom, a second bedroom, a huge Primary bedroom which has a separate entrance off back deck & a 3 pce ensuite (shower needs to be retiled). Unfinished basement has a utility room featuring a traditional steam hot rock sauna which seller has never used so it's being included in "as is" condition. There's a large wrap-around deck with access from Kitchen and Primary Bedroom. The backyard is very private, fully fenced, and is bursting to life with perennials including a gorgeous magnolia tree. The private paved driveway can accommodate up to 4 cars, and the single detached garage is the perfect place to host all your toys! Conveniently situated within walking distance of local amenities, including downtown shops, restaurants, grocery stores, churches, schools, community centre, parks and walking trails. Updates: Shingles (approx 5 yrs old), Furnace (May 2025), AC motor replaced (2025), most windows have been updated to tilt and turn style, all LED lighting fixtures 2024. Quick possession is available.

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Property Summary

This detached home located at 132 Charles Street, Ingersoll is currently for sale and has been available on SousaSells for 399 days. This property is listed at $444,900 with an estimated mortgage of $1,481* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 132 Charles Street, Ingersoll is in the Ingersoll - South neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 3, 2025
Sold price information is available to members only
Listed Date6/12/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementUnfinished, Partial Basement
Lot Size66.16 × 98.54 Feet
CountyOxford
Annual Tax$2,564
Legal DescriptionPT LT 11 BLK 45 PL 279 AS IN 480522; INGERSOLL

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

School, Library, Golf, Arts Centre, Rec./Commun.Centre, Hospital

Interior Features

Sauna, Sump Pump

Security Features

Community Features

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Location

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132 Charles Street, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 132 Charles Street E, Ingersoll, ON N5C 1K1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate4.00%
Down Payment$133,470 (30.0%)
* Minimum Canadian down payment required for this price is $22,245.
Amortization Period30 Years
Estimated Monthly Payment$1,481Based on a loan of $311,430 over 30 years.
Purchase Price$444,900
Loan Amount$311,430
Provincial Land Transfer Tax:$5,373
Total Estimated Closing Taxes:$5,373

About Purchasing a Home in Ingersoll, ON

For a property listed at $444,900 in Ingersoll, the legal minimum down payment is $22,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,373 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,373.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll - South, Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$656,605

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0
Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.