15 Fergusson Avenue, Ingersoll, ON

$610,000
MLS#:X12372538
3 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on September 22, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Sidesplit 4 detached located in the coveted neighborhood of Ingersoll - South. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $610,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 63 x 111.87 ft lot
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Central Vacuum, Water Softener, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 15 Fergusson Avenue. Nestled on a quiet street in a great neighbourhood within walking distance to Royal Roads Public School, this spacious side-split home immediately impresses with its beautifully updated curb appeal and mature, manicured yard. Step inside to an open-concept main floor bathed in natural light, where living and dining areas flow seamlessly - perfect for family living and entertaining. The thoughtful layout offers three generous bedrooms and two bathrooms, providing ample space and privacy for everyone. Pride of ownership is evident throughout this immaculate home, with recent updates including a new air conditioner (installed June 2025), windows, exterior doors, and spray insulation (2022) for year-round comfort. Whether hosting friends at the wet bar in the finished basement or enjoying lazy afternoons in the large sunroom, this home provides abundant space to relax and entertain. The combination of a well-designed layout, inviting indoor and outdoor living areas, and meticulous upkeep makes 15 Fergusson a truly special find that you won't want to miss out on!

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Property Summary

This detached home located at 15 Fergusson Avenue, Ingersoll is currently for sale and has been available on SousaSells for 319 days. This property is listed at $610,000 with an estimated mortgage of $2,030* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 15 Fergusson Avenue, Ingersoll is in the Ingersoll - South neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 22, 2025
Sold price information is available to members only
Listed Date9/1/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit 4
ConstructionBrick, Vinyl Siding
BasementPartial Basement
Lot Size63 × 111.87 Feet
CountyOxford
Annual Tax$3,296
Legal DescriptionPARCEL 67-1, SECTION M1 LOT 67, PLAN M1, SUBJECT TO EASEMENT IN FAVOUR OF THE BELL TELEPHONE COMPANY OF CANADA OVER PART 67, OXR3 AS IN LT5 INGERSOLL

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Golf, Library, Park, Place Of Worship, Hospital

Interior Features

Central Vacuum, Water Softener, Storage

Security Features

Community Features

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Location

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15 Fergusson Avenue, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 15 Fergusson Avenue, Ingersoll, ON N5C 1E3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate4.00%
Down Payment$183,000 (30.0%)
* Minimum Canadian down payment required for this price is $36,000.
Amortization Period30 Years
Estimated Monthly Payment$2,030Based on a loan of $427,000 over 30 years.
Purchase Price$610,000
Loan Amount$427,000
Provincial Land Transfer Tax:$8,675
Total Estimated Closing Taxes:$8,675

About Purchasing a Home in Ingersoll, ON

For a property listed at $610,000 in Ingersoll, the legal minimum down payment is $36,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,675 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,675.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll - South, Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$656,605

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0
Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.