157 Frances Street, Ingersoll, ON

$499,900
MLS#:X12048067
3 beds
2 baths
2000-2500 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on April 17, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Ingersoll - South. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 41.75 x 104 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Explore the unique appeal and exceptional potential of this classic 2.5 Storey brick century home situated in the heart of Ingersoll. With 2316 sq ft of living space spread across 2.5 storeys, this property offers a warm and inviting environment that's ready for you to make your own. Step onto the quaint front porch, a perfect spot for sipping morning coffee or evening tea. Enter through the foyer into the living room, where French doors and a cozy electric fireplace create an inviting atmosphere. Originial hardwood floors add a sense of classic elegance, while large windows flood the home with natural light. Adjacent, you'll find a dining room that's perfect for family gatherings and entertaining. The kitchen, though functional, presents an exciting opportunity for you to infuse your style and preferences to transform it into your culinary haven. Off the kitchen is a versatile bonus room with the potential to add a convenient laundry area, mud room or whatever you need! The second level houses three spacious bedrooms, with one featuring a unique staircase that leads to a finished attic ideal for a studio, office, or extra living space. The large 5-piece bathroom offers a relaxing sanctuary, complete with a shower, tub, and double sinks. Outside, the property features a detached single-car garage and a fenced lot. Roof shingles replaced approximately 8 years ago. Located near Highway 401, walking trails, hospital, community centre with pool, shopping, and restaurants. This property is situated in a community thats growing and thriving, offering both convenience and a sense of neighbourhood pride. This is an excellent opportunity to own a home with the potential for upgrades that reflect your style and taste. Don't miss out on making this charming house your forever home!

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Property Summary

This detached home located at 157 Frances Street, Ingersoll is currently for sale and has been available on SousaSells for 476 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 3 beds, 2 bathrooms, and is 2000-2500 square feet. 157 Frances Street, Ingersoll is in the Ingersoll - South neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 17, 2025
Sold price information is available to members only
Listed Date3/28/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick, Aluminum Siding
BasementUnfinished, Full
Lot Size41.75 × 104 Feet
CountyOxford
Annual Tax$3,184.8
Legal DescriptionPT LT 11 BLK 23 PL 279 AS IN 402231; S/T 402231; INGERSOLL

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Fenced Yard, Hospital, Lake/Pond, Rec./Commun.Centre

Interior Features

Water Softener

Security Features

Community Features

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Location

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157 Frances Street, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 157 Frances Street, Ingersoll, ON N5C 2H4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Ingersoll, ON

For a property listed at $499,900 in Ingersoll, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll - South, Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$656,605

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0
Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.