160 Victoria Street, Ingersoll, ON

$539,000
MLS#:X12572734
3 beds
1 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Ingersoll - North. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $539,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1500-2000 sqft on a premium 66 x 224 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Softener
  • Efficient forced air heating via gas

Description

Welcome to this charming brick home, full of character and curb appeal, set on a beautiful one-third acre lot with mature trees and a serene ravine backdrop. You can easily picture sipping a cup of cocoa watching the kids toboggan out back. The interlocking brick driveway adds to the inviting exterior, setting the tone for the warmth and comfort inside. Step into a bright, airy main floor featuring new flooring and fresh paint throughout. The pine kitchen is a highlight, offering a cozy, natural feel enhanced by brand new butcher block counter tops and a skylight that pours natural light in the heart of the home. This home includes three bedrooms and an updated bathroom, perfect for families or those looking to downsize with style. Thoughtful upgrades have been made, including newer roof, replaced windows and three new patio doors that flood the home with natural light and provide easy access to the scenic outdoors. Located in a fantastic central location, this home offers both convenience and tranquility, close to amenities while surrounded by nature. A rare find with this huge lot size, charm, and updates throughout-don't miss your chance to make it yours!

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Property Summary

This detached home located at 160 Victoria Street, Ingersoll is currently for sale and has been available on SousaSells for 234 days. This property is listed at $539,000 with an estimated mortgage of $1,794* per month. It has 3 beds, 1 bathroom, and is 1500-2000 square feet. 160 Victoria Street, Ingersoll is in the Ingersoll - North neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 10, 2026
Sold price information is available to members only
Listed Date11/24/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementFinished
Lot Size66 × 224 Feet
CountyOxford
Annual Tax$3,408
Legal DescriptionLT 11 BLK 83 PL 279; INGERSOLL

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Arts Centre, Library, Place Of Worship, Ravine, School Bus Route, Wooded/Treed

Interior Features

Water Softener

Security Features

Community Features

Virtual Tours

Location

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160 Victoria Street, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 160 Victoria Street, Ingersoll, ON N5C 2N1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate4.00%
Down Payment$161,700 (30.0%)
* Minimum Canadian down payment required for this price is $28,900.
Amortization Period30 Years
Estimated Monthly Payment$1,794Based on a loan of $377,300 over 30 years.
Purchase Price$539,000
Loan Amount$377,300
Provincial Land Transfer Tax:$7,255
Total Estimated Closing Taxes:$7,255

About Purchasing a Home in Ingersoll, ON

For a property listed at $539,000 in Ingersoll, the legal minimum down payment is $28,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,255 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,255.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll - North, Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$579,732

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9
St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.