166 Charles Street, Ingersoll, ON

$559,166
MLS#:X12054692
6 beds
3 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of Ingersoll - South. Expertly crafted featuring premium aluminum siding and brick veneer construction, this residence presents an exceptional opportunity offered at $559,166 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 59 x 165 ft lot
  • Features a unfinished, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Separate Heating Controls
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this well-maintained duplex featuring two spacious 3-bedroom units, each with in- suite laundry, separate utilities heat, hydro, and water making management a breeze. Ideal for investors or live-in owners, this property offers strong rental income potential and minimal overhead. Each unit boasts generous living space, functional kitchens and baths, and plenty of natural light. Separate private parking for each unit ensures convenience, while access via a laneway adds privacy and ease of entry. Additional highlights include a detached garage perfect for extra storage or potential rental income and a great yard for playing. Updates include but not limited to: updated bathroom; some flooring; painting; deck; water heater +++Located in a desirable neighborhood close to schools, and amenities, this is a rare chance to own a turnkey, income-generating property thats already cash flow positive.

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Property Summary

This duplex located at 166 Charles Street, Ingersoll is currently for sale and has been available on SousaSells for 471 days. This property is listed at $559,166 with an estimated mortgage of $1,861* per month. It has 6 beds, 3 bathrooms, and is 1500-2000 square feet. 166 Charles Street, Ingersoll is in the Ingersoll - South neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
6
Bathrooms
3
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 2, 2025
Sold price information is available to members only
Listed Date4/1/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style2-Storey
ConstructionAluminum Siding, Brick Veneer
BasementUnfinished, Partially Finished
Lot Size59 × 165 Feet
CountyOxford
Annual Tax$3,057
Legal DescriptionPT LT 21-22 BLK 46 PL 279 AS IN 426379; TOWN OF INGERSOLL; COUNTY OF OXFORD

Parking & Garage

Parking Spaces6.0
Garage Spaces5
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Hospital, Library, Place Of Worship, Rec./Commun.Centre, School

Interior Features

Carpet Free, Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter, Sump Pump, Water Heater Owned

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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166 Charles Street, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 166 Charles Street E, Ingersoll, ON N5C 1K2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate4.00%
Down Payment$167,750 (30.0%)
* Minimum Canadian down payment required for this price is $30,917.
Amortization Period30 Years
Estimated Monthly Payment$1,861Based on a loan of $391,416 over 30 years.
Purchase Price$559,166
Loan Amount$391,416
Provincial Land Transfer Tax:$7,658
Total Estimated Closing Taxes:$7,658

About Purchasing a Home in Ingersoll, ON

For a property listed at $559,166 in Ingersoll, the legal minimum down payment is $30,917 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,658 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,658.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll - South, Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$656,605

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0
Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.