174 Albert Street, Ingersoll, ON

$649,900
MLS#:X12167110
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on June 2, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Ingersoll - South. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 37.82 x 116.02 ft lot
  • 2.0 total parking spaces available
  • Notable attributes: Built-In Oven, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This stunning home effortlessly combines custom design, beautiful finishes, and thoughtful upgrades throughout. Inside, you'll find soaring vaulted ceilings with reclaimed wood beams, 9-foot ceilings upstairs, and an open, airy layout that blends warmth and elegance. The kitchen is a true show stopper featuring custom cabinetry with gold accents, granite countertops from Scotland, a touchless faucet, pull-out organizers, and a built-in spice rack. It also comes equipped with brand-new stainless steel appliances, including a French door fridge with ice maker, glass-top stove, stand-up freezer, washer, and dryer. The spacious living area is centered around a striking 22-foot gas fireplace with a reclaimed wood mantel, perfect for cozy nights or entertaining guests. Retreat to spa-inspired bathrooms, including a deep soaker tub, dual shower heads, custom glass doors, and elegant tile work. The lower-level bathroom includes a full tub and shower combo, ideal for families or guests. Throughout the home, you'll appreciate high-quality finishes like solid oak stairs and railings, luxury vinyl flooring, under-stair storage, a large pantry, and custom wardrobes in the primary bedroom. Smart features like a Nest thermostat and Ring cameras offer comfort and peace of mind. A covered front porch adds charm and curb appeal. Out back, the fully fenced yard is designed for both relaxation and functionality. Enjoy a spacious deck with pergola, a powered shed with extra storage above, and a large raised garden bed perfect for outdoor living at its best. Don't miss your chance to move into this newly built, custom home!

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Property Summary

This detached home located at 174 Albert Street, Ingersoll is currently for sale and has been available on SousaSells for 422 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 174 Albert Street, Ingersoll is in the Ingersoll - South neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 2, 2025
Sold price information is available to members only
Listed Date5/22/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStone, Vinyl Siding
BasementNone
Lot Size37.82 × 116.02 Feet
CountyOxford
Annual Tax$3,487.36
Legal DescriptionPART LOT 6 BLOCK 16 PL 279, PART 1 ON 41R6036 TOWN OF INGERSOLL

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Library, Park, Public Transit, School

Interior Features

Built-In Oven, Carpet Free

Security Features

Community Features

Location

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174 Albert Street, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 174 Albert Street, Ingersoll, ON N5C 2Y4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate4.00%
Down Payment$194,970 (30.0%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,930 over 30 years.
Purchase Price$649,900
Loan Amount$454,930
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in Ingersoll, ON

For a property listed at $649,900 in Ingersoll, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll - South, Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$656,605

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0
Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.