185 John Street, Ingersoll, ON

$598,185
MLS#:X12267795
4 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on September 12, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of Ingersoll - North. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $598,185 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 59 x 134 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Separate Hydro Meter, Separate Heating Controls
  • Efficient forced air heating via gas

Description

Welcome to this charming - side-by-side- duplex, where old-world character meets modern updatesoffering a perfect blend of comfort, functionality, and investment potential. Whether you're looking to step into home ownership or expand your real estate portfolio, this property presents a fantastic opportunity.Unit A currently occupied by a reliable and respectful tenant, offers a carpet-free main floor with a welcoming foyer that leads into a huge living room filled with natural light. The efficient kitchen is thoughtfully laid out, and a convenient 3-piece bathroom completes the main level. Upstairs includes two good size bedrooms. Unit B is spacious, and currently vacantideal for a live-in landlord or the flexibility to set your own rent with a new tenant. The carpet-free main floor features a large, bright living room, a well-sized kitchen with ample cabinetry, a formal dining room for family meals or entertaining, and a dedicated laundry space. Upstairs, youll find two generous bedrooms and a full 4-piece bathroom.Step outside to enjoy the covered front veranda or the freshly stained rear deckboth ideal spaces for relaxing or hosting gatherings. The rear yard offers additional outdoor enjoyment.Recent updates include roof shingles, flooring, fresh interior paint, and exterior deck staining. Conveniently located close to excellent schools, parks, shopping, restaurants, and with easy access to highways for commuters.Dont miss out on this solid investment in your future!

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Property Summary

This duplex located at 185 John Street, Ingersoll is currently for sale and has been available on SousaSells for 375 days. This property is listed at $598,185 with an estimated mortgage of $1,991* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 185 John Street, Ingersoll is in the Ingersoll - North neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 12, 2025
Sold price information is available to members only
Listed Date7/7/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style2-Storey
ConstructionBrick
BasementUnfinished
Lot Size59 × 134 Feet
CountyOxford
Annual Tax$4,347.24
Legal DescriptionPt lt 11, 259 Blk 88 Plan 279 being Part 1 on 41R10718; Ingersoll

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Golf, Hospital, Place Of Worship, School

Interior Features

Separate Hydro Meter, Separate Heating Controls

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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185 John Street, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 185 John Street, Ingersoll, ON N5C 3G1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate4.00%
Down Payment$179,456 (30.0%)
* Minimum Canadian down payment required for this price is $34,819.
Amortization Period30 Years
Estimated Monthly Payment$1,991Based on a loan of $418,729 over 30 years.
Purchase Price$598,185
Loan Amount$418,729
Provincial Land Transfer Tax:$8,439
Total Estimated Closing Taxes:$8,439

About Purchasing a Home in Ingersoll, ON

For a property listed at $598,185 in Ingersoll, the legal minimum down payment is $34,819 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,439 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,439.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll - North, Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$579,732

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9
St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.