186 Charles Street, Ingersoll, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Ingersoll - South. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 3 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 66.47 x 97.62 ft lot
- Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available
- Notable attributes: Sump Pump
- Efficient forced air heating via gas
Description
Calling all Contractors! This spacious loft-style home is locating in a sought after school district. Primary loft suite with a 3-piece ensuite and oversized closet, plus a main floor bedroom, 4-piece bath, laundry, and mudroom for added convenience. The main level offers a generous kitchen with gas stove, a cozy family room with gas fireplace, and a formal dining room, perfect for entertaining. The lower level includes a finished rec room and an additional4-piece bath. Updates include New sump pump (2025), New electrical panel and eavestroughs(2024), Roof (2021), Furnace blower (approx. 3 years old), Central vac roughed in and plumbing in place for water treatment system. Please note: gas fireplace is not in working order and dishwasher is not currently connected. Home could use some TLC. An excellent opportunity for the right buyer. Conveniently located just down the street from Royal Roads Public School.
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Property Summary
This detached home located at 186 Charles Street, Ingersoll is currently for sale and has been available on SousaSells for 309 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 2 beds, 3 bathrooms, and is 1500-2000 square feet. 186 Charles Street, Ingersoll is in the Ingersoll - South neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Arts Centre, Golf, Hospital, Library, Rec./Commun.Centre, School
Interior Features
Sump Pump
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 186 Charles Street E, Ingersoll, ON N5C 1K4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Ingersoll, ON
For a property listed at $399,900 in Ingersoll, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.