192 Metcalfe Street, Ingersoll, ON

$419,000
MLS#:X12327515
3 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Ingersoll - North. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $419,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 33 x 131.85 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Water Softener
  • equipped with central air central cooling and highly efficient heat pump heating via other

Description

Welcome to this well-maintained semi-detached home located in the desirable north end of Ingersoll. Featuring hardwood floors in the living room and a functional eat-in kitchen, the main level offers a warm and inviting space perfect for family living. A convenient 2-piece bathroom rounds out the main floor. Upstairs, you'll find three generously sized bedrooms with hardwood floors and a 4-piece bathroom complete with a relaxing jetted tub and updated vanity counter. The partially finished basement includes a cozy recreation room and a spacious storage area ideal for keeping everything organized.Step outside to enjoy the fully fenced backyard with a deck, perfect for relaxing or entertaining. The front of the home boasts a charming covered porch and attractive landscaping, adding great curb appeal. Don't miss the opportunity to get into this fantastic home in a family-friendly neighbourhood!

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Property Summary

This detached home located at 192 Metcalfe Street, Ingersoll is currently for sale and has been available on SousaSells for 344 days. This property is listed at $419,000 with an estimated mortgage of $1,395* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 192 Metcalfe Street, Ingersoll is in the Ingersoll - North neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 19, 2025
Sold price information is available to members only
Listed Date8/6/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionBrick, Aluminum Siding
BasementFull, Partially Finished
Lot Size33 × 131.85 Feet
CountyOxford
Annual Tax$2,277
Legal DescriptionPT LT 21 S/S METCALFE ST BLK 106 PL 279 PT 2, 41R985; S/T INTEREST IN 438513; INGERSOLL

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceOther
Heat TypeHeat Pump
CoolingCentral Air

Features

Property Features

Fenced Yard

Interior Features

Water Softener

Security Features

Community Features

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Location

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192 Metcalfe Street, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 192 Metcalfe Street, Ingersoll, ON N5C 1M9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate4.00%
Down Payment$125,700 (30.0%)
* Minimum Canadian down payment required for this price is $20,950.
Amortization Period30 Years
Estimated Monthly Payment$1,395Based on a loan of $293,300 over 30 years.
Purchase Price$419,000
Loan Amount$293,300
Provincial Land Transfer Tax:$4,855
Total Estimated Closing Taxes:$4,855

About Purchasing a Home in Ingersoll, ON

For a property listed at $419,000 in Ingersoll, the legal minimum down payment is $20,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,855 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,855.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll - North, Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$579,732

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9
St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.