215 CHARLES Street, Ingersoll, ON

$429,215
MLS#:X11624145
3 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Ingersoll - South. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $429,215 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 66.16 x 96.92 ft lot
  • Features a unfinished, crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Great opportunity to get into home ownership. Looking for more room to roam and Play? This 3 bedroom carpet free bungalow is situated on a large fully fenced yard and has much to offer the commuter or those looking for the convenience of numerous nearby amenities. Enjoy your morning coffee overlooking your backyard on the deck. Main Floor features Eat in Kitchen, living room, 4 piece bathroom, 3 bedrooms and laundry. Detached garage (20.5 ft x 10.10 ft), private driveway. Updates include some insulation, roof on garage (2021),hot water heater, furnace (2022), A/C unit (2022) +++ Close to, shopping, restaurants, golf, parks, amazing trail system, playgrounds, dog park, 401/403 corridor and so much more. No rental equipment.

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Property Summary

This detached home located at 215 CHARLES Street, Ingersoll is currently for sale and has been available on SousaSells for 608 days. This property is listed at $429,215 with an estimated mortgage of $1,429* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 215 CHARLES Street, Ingersoll is in the Ingersoll - South neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 22, 2025
Sold price information is available to members only
Listed Date11/15/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementUnfinished, Crawl Space
Lot Size66.16 × 96.92 Feet
CountyOxford
Annual Tax$2,277.13
Legal DescriptionPT LT 5 BLK 10 PL 279 AS IN 489152; INGERSOLL; COUNTY OF OXFORD

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Hospital

Interior Features

Water Heater Owned

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Virtual Tours

Location

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215 CHARLES Street, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 215 CHARLES Street, Ingersoll, ON N5C 2M4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate4.00%
Down Payment$128,765 (30.0%)
* Minimum Canadian down payment required for this price is $21,461.
Amortization Period30 Years
Estimated Monthly Payment$1,429Based on a loan of $300,450 over 30 years.
Purchase Price$429,215
Loan Amount$300,450
Provincial Land Transfer Tax:$5,059
Total Estimated Closing Taxes:$5,059

About Purchasing a Home in Ingersoll, ON

For a property listed at $429,215 in Ingersoll, the legal minimum down payment is $21,461 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,059 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,059.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll - South, Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$656,605

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0
Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.