217 Thames Street, Ingersoll, ON

$394,900
MLS#:X13482118
2 beds
2 baths
1200-1399 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Ingersoll - South. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $394,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1200-1399 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Storage Area Lockers, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Parkside, Practical & Perfectly Positioned! This 1,337 SF main-floor condo in one of Ingersoll's most respected adult-oriented buildings, Thames Park Condominiums, offers something many buyers are searching for & finding less often: the opportunity to simplify life without sacrificing comfort, space or convenience. Backing onto Memorial Park & Halls Creek, with trails & mature green space right outside your door, this is a location that encourages you to do more & maintain less. Enjoy a morning walk along the creekside trail, an afternoon in the park or a short stroll to downtown Ingersoll's shops, restaurants, cafés & everyday services. Inside, the spotless 2-bdrm, 1.5-bath layout offers room to spread out without taking on more than you want to manage. The foyer is impressively sized, while the bright open-concept living rm overlooks well-kept gardens & the dining area easily fits your large dining set. The kitchen includes a breakfast nook for casual meals or morning coffee. In-suite laundry, ample storage & a new heating/cooling unit (2024) add comfort & convenience where it counts. One of this home's most practical advantages is its private patio entrance & terrace, with the dedicated parking space located immediately beside the unit. No long walks through hallways carrying groceries. No elevator waits. Easy access for guests. Quick trips with the dog. Sometimes it's the little things that make the biggest difference. Visitor parking available. The building is known for its community-minded residents, while the well-managed condo corporation helps make day-to-day living refreshingly straightforward. Monthly condo fees include water. Whether you're heading away for the winter, travelling more often, visiting family more frequently or simply looking for fewer responsibilities at home, this is the kind of property that makes coming & going refreshingly easy. Easy to enjoy. Easy to lock up & leave. Easy to see why opportunities here rarely stay available for long.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1200-1399 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateJuly 3, 2026
Sold price information is available to members only
Listed Date6/24/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick
BasementNone
CountyOxford
Annual Tax$2,760.2

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Hospital, Park, Place Of Worship, Rec./Commun.Centre, River/Stream

Interior Features

Primary Bedroom - Main Floor, Storage Area Lockers, Water Heater, Water Meter, Water Softener

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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217 Thames Street, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 217 Thames Street S 102, Ingersoll, ON N5C 2T6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate5.25%
Down Payment$19,745 (5.0%)
* Minimum Canadian down payment required for this price is $19,745.
Amortization Period25 Years
Estimated Monthly Payment$2,236Based on a loan of $375,155 over 25 years.
Purchase Price$394,900
Loan Amount$375,155
Provincial Land Transfer Tax:$4,399
Total Estimated Closing Taxes:$4,399

About Purchasing a Home in Ingersoll, ON

For a property listed at $394,900 in Ingersoll, the legal minimum down payment is $19,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,399 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,399.

Nearby Listings

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No current listings found in Ingersoll.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$614,375

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9
St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.