23 Cross Street, Ingersoll, ON

$379,900
MLS#:X12090228
2 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Ingersoll - South. Expertly crafted featuring premium brick and metal/steel siding construction, this residence presents an exceptional opportunity offered at $379,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 66.16 x 132 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Quaint 2 BR bungalow nestled on a 0.23 acre lot. Built in 1946- this home has original charm with hardwood floors in the living room and dining room and a clawfoot bathtub to soak those long days away. The unfinished basement offers plenty of development potential with room for a future family room and hobby room or 3rd bedroom with an egress window needed to be installed. The large yard offers plenty of space for a future deck or concrete patio and plenty of space for a playset, badminton net or family fun with a game of bocce or corn hole. Located mins from Harrisfield PS, Victoria Park, Community complex, St. Judes Catholic school and quick 401 access. Central to Woodstock, London, KW and Brantford. Immediate possession is available. Roof was re-shingled in the last few years, bathroom was just updated: clawfoot tub was just re-finished, new toilet installed, new lights and vinyl click floor, and new sink will be installed prior to closing.

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Property Summary

This detached home located at 23 Cross Street, Ingersoll is currently for sale and has been available on SousaSells for 455 days. This property is listed at $379,900 with an estimated mortgage of $1,265* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 23 Cross Street, Ingersoll is in the Ingersoll - South neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 23, 2025
Sold price information is available to members only
Listed Date4/17/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Metal/Steel Siding
BasementUnfinished, Full
Lot Size66.16 × 132 Feet
CountyOxford
Annual Tax$2,723
Legal DescriptionPT LT 3 PL 107 AS IN 470578; S/T EXECUTION 03-0183, IF ENFORCEABLE; S/T EXECUTION 03-0197, IF ENFORCEABLE; INGERSOLL

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Sump Pump

Security Features

Community Features

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Location

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23 Cross Street, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 23 Cross Street, Ingersoll, ON N5C 1B1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate4.00%
Down Payment$113,970 (30.0%)
* Minimum Canadian down payment required for this price is $18,995.
Amortization Period30 Years
Estimated Monthly Payment$1,265Based on a loan of $265,930 over 30 years.
Purchase Price$379,900
Loan Amount$265,930
Provincial Land Transfer Tax:$4,174
Total Estimated Closing Taxes:$4,174

About Purchasing a Home in Ingersoll, ON

For a property listed at $379,900 in Ingersoll, the legal minimum down payment is $18,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,174 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,174.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll - South, Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$656,605

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0
Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.