246 Thames Street, Ingersoll, ON

$494,900
MLS#:X12415502
2 beds
1 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 22, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Ingersoll - North. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $494,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 66.16 x 137.27 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Carpet Free
  • Efficient forced air heating via gas

Description

Step into this stunningly renovated 2-bedroom bungalow, where modern finishes meet timeless charm. Set on a generous lot, this home offers an abundance of outdoor living space, perfect for gardening, entertaining, or simply relaxing in your own private retreat. Inside, you'll be welcomed by an open-concept design that creates a bright and airy flow throughout the main living areas. Oversized windows allow natural light to pour in, highlighting the new chic natural flooring and fresh, modern palette that runs seamlessly through the home. The heart of the home is the beautifully redesigned kitchen, complete with brand-new stainless steel appliances, sleek countertops, and refreshed cabinetry. Whether you're preparing a quick meal or hosting friends and family, this kitchen delivers both style and function. The spacious bathroom has been fully updated, featuring contemporary finishes and a thoughtful design that blends comfort with practicality. Both bedrooms are generously sized, offering cozy retreats with ample closet space. Outdoors, the possibilities are endless. With its large lot, you'll have plenty of room to create your dream backyard whether that means a garden, play area, or outdoor entertaining space. This home is truly move-in ready, with every detail carefully considered. Perfect for first-time buyers, downsizers, or anyone seeking a stylish and functional single-level home, this bungalow is a must-see.

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Property Summary

This detached home located at 246 Thames Street, Ingersoll is currently for sale and has been available on SousaSells for 301 days. This property is listed at $494,900 with an estimated mortgage of $1,647* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 246 Thames Street, Ingersoll is in the Ingersoll - North neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 22, 2025
Sold price information is available to members only
Listed Date9/19/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementUnfinished
Lot Size66.16 × 137.27 Feet
CountyOxford
Annual Tax$2,305.27
Legal Description321801002035200

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Carpet Free

Security Features

Community Features

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Location

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246 Thames Street, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 246 Thames Street N, Ingersoll, ON N5C 3E4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate4.00%
Down Payment$148,470 (30.0%)
* Minimum Canadian down payment required for this price is $24,745.
Amortization Period30 Years
Estimated Monthly Payment$1,647Based on a loan of $346,430 over 30 years.
Purchase Price$494,900
Loan Amount$346,430
Provincial Land Transfer Tax:$6,373
Total Estimated Closing Taxes:$6,373

About Purchasing a Home in Ingersoll, ON

For a property listed at $494,900 in Ingersoll, the legal minimum down payment is $24,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,373 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,373.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll - North, Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$579,732

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9
St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.