285 Oxford Street, Ingersoll, ON

$972,900
MLS#:X12439909
4 beds
3 baths
3500-5000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Ingersoll - South. Expertly crafted featuring premium brick and wood construction, this residence presents an exceptional opportunity offered at $972,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 3500-5000 sqft on a premium 58.7 x 216.68 ft lot
  • Features a partially finished, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Built-In Oven, Carpet Free, Countertop Range
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Step Into History. Surround yourself with character. Welcome to Watterworth House a masterclass in 1890s architecture and craftsmanship, graciously established in south Ingersoll's Historic district on a spectacular 0.3 acre lot. Just a short walk to local shops, eateries, parks, arts & rec centers, trails and schools. An easy drive to Woodstock, London, KW, Brantford, this is where timeless elegance meets everyday convenience. Here, you'll find 4-5 bedrooms, 2.5 baths & room to grow. 3636+/- SF of richly detailed living space plus a walk-up attic & 800+ SF in the partly finished basement. This property is a rare offering for those who value history, style & integrity. Inside, you're wrapped in warm wood tones and exemplary craftsmanship. Original features shine: intricate mill work, leaded glass, pocket & French doors, ceiling medallions, crown moldings, arched transoms, hardwood, exposed brick, soaring 10.5-ft ceilings. True to the Victorian era, multiple fireplaces and generous main floor rooms create inviting spaces for cozy nights in or for entertaining. Off the captivating foyer is a grand living rm, formal dining rm, a cozy family rm and bright office/den. A cheerful sun room overlooks lush, landscaped grounds & the sparkling pool. The kitchen blends exposed brick & wainscoting with full-height cabinetry and an island: rustic & refined. You'll love the powder room & the delightful laundry/mudroom with porcelain sink & back staircase. Up the sweeping front staircase to an impressive landing leading to 4 generous bedrooms & an enchanting all-season sun room: ideal as sitting area/den! The primary suite includes a modern 3-pce ensuite; the 4-pce main bath features a jet tub, sep. shower & sauna. Outside, the magic continues with a heated inground pool, covered hot tub area, extensive hardscaping & landscaping, multiple sitting areas & pond. The coach house offers a garage/shop, pool house or studio & loft. This is more than a home - its a Legacy. Make it Yours!

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Property Summary

This detached home located at 285 Oxford Street, Ingersoll is currently for sale and has been available on SousaSells for 287 days. This property is listed at $972,900 with an estimated mortgage of $3,238* per month. It has 4 beds, 3 bathrooms, and is 3500-5000 square feet. 285 Oxford Street, Ingersoll is in the Ingersoll - South neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 7, 2025
Sold price information is available to members only
Listed Date10/2/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick, Wood
BasementPartially Finished, Walk-Up
Lot Size58.7 × 216.68 Feet
CountyOxford
Annual Tax$6,672
Legal DescriptionLT 2C BLK 28 PL 279; PT LT 9A BLK 28 PL 279 PT 2 41R6009; S/T INTEREST IN 459807; INGERSOLL

Parking & Garage

Parking Spaces6.0
Garage Spaces5
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Golf, Hospital, Rec./Commun.Centre, School, School Bus Route

Interior Features

Built-In Oven, Carpet Free, Countertop Range, Floor Drain, Sauna, Sump Pump, Suspended Ceilings, Water Heater, Water Meter, Water Softener

Security Features

Carbon Monoxide Detectors, Security Guard, Smoke Detector

Community Features

Virtual Tours

Location

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285 Oxford Street, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 285 Oxford Street, Ingersoll, ON N5C 2W2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate4.00%
Down Payment$291,870 (30.0%)
* Minimum Canadian down payment required for this price is $72,290.
Amortization Period30 Years
Estimated Monthly Payment$3,238Based on a loan of $681,030 over 30 years.
Purchase Price$972,900
Loan Amount$681,030
Provincial Land Transfer Tax:$15,933
Total Estimated Closing Taxes:$15,933

About Purchasing a Home in Ingersoll, ON

For a property listed at $972,900 in Ingersoll, the legal minimum down payment is $72,290 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,933 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,933.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll - South, Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$656,605

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0
Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.