42 Bell Street, Ingersoll, ON

$449,900
MLS#:X12580858
3 beds
1 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Ingersoll - North. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $449,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 63 x 265 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 42 Bell Street! A charming and beautifully updated 3-bedroom, 1-bath century home in the heart of Ingersoll. This two-storey gem blends timeless character with modern comfort, offering a bright living room with large windows, a stunning woodwork archway leading to the upgraded kitchen with stainless steel appliances, and a spacious dining room with access to a deep 265 ft lot backing onto a peaceful creek. Upstairs features three generously sized bedrooms, including one currently set up as a large laundry room/walk-in closet (with easy potential to move laundry back to the main floor). Outside, enjoy your private backyard oasis with a brand-new deck, fencing, metal gazebo, and shed-perfect for morning coffees, summer BBQs, and cozy nights by the fire. With major updates including a new furnace, AC, heat pump, and water heater (all 2023), washer and dryer (2024), and all outdoor upgrades completed in 2025 (Deck, Gazebo, Fencing and Shed), this move-in-ready home is the perfect blend of charm, space, and modern convenience.

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Property Summary

This detached home located at 42 Bell Street, Ingersoll is currently for sale and has been available on SousaSells for 231 days. This property is listed at $449,900 with an estimated mortgage of $1,498* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 42 Bell Street, Ingersoll is in the Ingersoll - North neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 28, 2025
Sold price information is available to members only
Listed Date11/27/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding, Brick
BasementUnfinished
Lot Size63 × 265 Feet
CountyOxford
Annual Tax$2,596
Legal DescriptionPT LT 4, 256 BLK 88 PL 279 AS IN 489502; INGERSOLL

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Carpet Free

Security Features

Community Features

Location

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42 Bell Street, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 42 Bell Street, Ingersoll, ON N5C 2N6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate4.00%
Down Payment$134,970 (30.0%)
* Minimum Canadian down payment required for this price is $22,495.
Amortization Period30 Years
Estimated Monthly Payment$1,498Based on a loan of $314,930 over 30 years.
Purchase Price$449,900
Loan Amount$314,930
Provincial Land Transfer Tax:$5,473
Total Estimated Closing Taxes:$5,473

About Purchasing a Home in Ingersoll, ON

For a property listed at $449,900 in Ingersoll, the legal minimum down payment is $22,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,473 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll - North, Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$579,732

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9
St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.