63 Cathcart Street, Ingersoll, ON

$499,900
MLS#:X12074327
3 beds
1 baths
700-1100 sqft
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Ingersoll - North. Expertly crafted featuring premium hardboard construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 66.38 x 133.1 ft lot
  • Features a development potential, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Storage, Upgraded Insulation
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to your affordable and comfortable home in the charming town of Ingersoll. This bungalow offers an excellent opportunity for those looking to build equity whether you are a first time buyer or looking to downsize or been dreaming of having a workshop! The detached shop is 34x 23 and is 796 sq ft with room for a hoist. Step inside this home to discover durable laminate floors that provide easy maintenance and a neutral backdrop for your design ideas. There are 3 bedrooms and an updated 4pc bathroom. The eat-in kitchen is practical with a quaint, dated charm, making it a perfect candidate for a creative renovation to suit your taste. Insulation was blown into the attic, and most windows have been updated from the originals. The unfinished basement is brimming with development potential, waiting for you to transform it into additional living space, a home office, or a recreational area to suit your needs.Affordability meets potential in this practical home, providing a solid foundation to build upon. Nestled on a generous 66x133 property it offers lots of room for outside enjoyment! Dont miss the opportunity to make this property your own.

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Property Summary

This detached home located at 63 Cathcart Street, Ingersoll is currently for sale and has been available on SousaSells for 462 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 63 Cathcart Street, Ingersoll is in the Ingersoll - North neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 9, 2025
Sold price information is available to members only
Listed Date4/10/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionHardboard
BasementDevelopment Potential, Full
Lot Size66.38 × 133.1 Feet
CountyOxford
Annual Tax$3,312
Legal DescriptionLT 15 N/S CATHCART ST BLK G PL 95 PT 2 & 3 41R1384; INGERSOLL

Parking & Garage

Parking Spaces10.0
Garage Spaces8
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

School, Hospital, Rec./Commun.Centre, River/Stream, Library

Interior Features

Storage, Upgraded Insulation

Security Features

Community Features

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Location

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63 Cathcart Street, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 63 Cathcart Street, Ingersoll, ON N5C 1P5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Ingersoll, ON

For a property listed at $499,900 in Ingersoll, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll - North, Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$579,732

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9
St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.