65 Cambridge Street, Ingersoll, ON

$479,900
MLS#:X12037209
3 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property no longer active

This property was sold on April 4, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Ingersoll - North. Expertly crafted featuring premium aluminum siding and vinyl siding construction, this residence presents an exceptional opportunity offered at $479,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 66 x 256 ft lot
  • Features a unfinished, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Other, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Nestled on a generous size lot, measuring 66 ft x 256 ft, this beautiful property offers a quiet and peaceful retreat with no neighbors behind you and backing onto a creek surrounded by trees. The spacious outdoor area features a newer garden shed and a newer deck, which is perfect for entertaining family and friends. Inside, there is ample storage solutions & a walk-out basement leading to your backyard oasis. Some highlights of this property include a new central air unit (installed in 2021), some new windows & exterior doors with a transferable warranty (installed in 2018), fresh paint & new floors throughout most of the home, new insulation and drywall in all of the bedrooms, some updated plumbing & electrical and a full unfinished basement with a grade level entrance that could add more living space with some TLC. Experience comfort & luxury in the stunning second-floor master retreat. The master bedroom provides an abundance of natural light. Adjoining the bedroom, a spacious hallway showcases a very large closet & an additional small closet, ensuring ample storage for all your needs. The highlight of this master retreat is the master bath, complete with a gorgeous soaker tub that invites relaxation after a long day. The main floor offers 2 additional bedrooms and another bathroom. This property is conveniently located just a short distance from schools, parks and amenities, this home is ideal for families and outdoor enthusiasts alike. Enjoy easy access to Highway 401, making commuting a breeze. This property seamlessly combines comfort, convenience, and nature, making it a rare find that won't last long.

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Property Summary

This detached home located at 65 Cambridge Street, Ingersoll is currently for sale and has been available on SousaSells for 480 days. This property is listed at $479,900 with an estimated mortgage of $1,597* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 65 Cambridge Street, Ingersoll is in the Ingersoll - North neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 4, 2025
Sold price information is available to members only
Listed Date3/24/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding, Vinyl Siding
BasementUnfinished, Walk-Out
Lot Size66 × 256 Feet
CountyOxford
Annual Tax$2,914
Legal DescriptionLT 32 BLK D PL 95; Ingersoll

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Hospital, Library, Park, Place Of Worship, Rec./Commun.Centre

Interior Features

Other, Sump Pump

Security Features

Community Features

Location

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65 Cambridge Street, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 65 Cambridge Street, Ingersoll, ON N5C 1P8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate4.00%
Down Payment$143,970 (30.0%)
* Minimum Canadian down payment required for this price is $23,995.
Amortization Period30 Years
Estimated Monthly Payment$1,597Based on a loan of $335,930 over 30 years.
Purchase Price$479,900
Loan Amount$335,930
Provincial Land Transfer Tax:$6,073
Total Estimated Closing Taxes:$6,073

About Purchasing a Home in Ingersoll, ON

For a property listed at $479,900 in Ingersoll, the legal minimum down payment is $23,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,073 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll - North, Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$579,732

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9
St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.