89 Charles Street, Ingersoll, ON
Property no longer active
This property was sold on October 24, 2024. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 3-Storey detached located in the coveted neighborhood of Ingersoll - South. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 2500-3000 sqft on a premium 55.05 x 120.83 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Sump Pump
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to this beautiful home in the heart of Ingersoll, full of potential and offering ample living space for your family. The main floor has it all - a formal sitting room, a large dedicated office, a dining room, a cozy family room with a gas fireplace, and a bright kitchen featuring three skylights that fill the space with natural light, plus a breakfast bar. A powder room off the spacious foyer completes this level. Overflowing with character, the second floor is accessible from both the back and front of the house via two staircases that meet as one, leading you to three comfortable bedrooms and a large 4-piece bathroom with a new bathtub and surround (2023). Another set of stairs takes you up to a versatile finished attic space that can be used as a bonus room for whatever your family needs - whether it's a home gym, studio, playroom, or guest space. The unfinished basement offers plenty of storage space, along with a 2-year-old sump pump and convenient access to the laundry room. Step outside through the back sliding door to your private, fully fenced backyard (partially replaced in Spring 2023)perfect for family gatherings and playtime, complete with low-maintenance gardens, a large deck, a gazebo, and a fire pit. Located within walking distance to downtown and all essential amenities, with easy access to the highway for commuters, this home is situated on a safe, quiet street, ideal for families looking for both space and convenience in a welcoming community.
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Property Summary
This detached home located at 89 Charles Street, Ingersoll is currently for sale and has been available on SousaSells for 661 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 3 beds, 2 bathrooms, and is 2500-3000 square feet. 89 Charles Street, Ingersoll is in the Ingersoll - South neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 89 Charles Street W, Ingersoll, ON N5C 2L7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Ingersoll, ON
For a property listed at $499,900 in Ingersoll, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.