1089 Spruce Road, Innisfil, ON
Property no longer active
This property was sold on October 15, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Rural Innisfil. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $799,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 3 Bathrooms
- Generous living space spanning 2000-2500 sqft on a premium 51.86 x 136.07 ft lot
- Features a unfinished, crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available with a convenient carport configuration
- Notable attributes: Sump Pump
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Top 5 Reasons You Will Love This Home: 1) Discover the move-in ready and custom-built four bedroom home, just steps from the sparkling water of Lake Simcoe 2) Built in 2006, this home offers 2173 square feet of well designed above grade living space, ideal for a family or a retiree with all the essentials on the main level 3) The main level showcases an updated eat-in kitchen (2023), a spacious family room, and three bedrooms, including one with its own 3-piece ensuite and walk-in closet, plus a refreshed 4-piece bathroom (2025) with convenient laundry completes this level 4) Upstairs, the expansive primary bedroom features a semi-ensuite, while a second oversized room delivers versatility as a recreation room or additional bedroom 5) Set on a private 51'x136' lot surrounded by mature trees, the property includes driveway parking for six vehicles plus a covered carport, with additional highlights including an artesian well providing an ample supply of fresh water and access to the community's private beach for summer fun. 2,173 fin.sq.ft.
Schedule a Tour
Contact us to schedule a private viewing of this property.
Contact Agent
Property Summary
This detached home located at 1089 Spruce Road, Innisfil is currently for sale and has been available on SousaSells for 298 days. This property is listed at $799,000 with an estimated mortgage of $2,660* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 1089 Spruce Road, Innisfil is in the Rural Innisfil neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Lake/Pond
Interior Features
Sump Pump
Security Features
Community Features
Virtual Tours
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 1089 Spruce Road, Innisfil, ON L0L 1C0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Mortgage & Affordability Audit
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Innisfil.
Configure Loan Settings
About Purchasing a Home in Innisfil, ON
For a property listed at $799,000 in Innisfil, the legal minimum down payment is $54,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,455 for this transaction. As this listing is in Innisfil (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,455.
Similar Listings Nearby
City & Neighborhood Guide
Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Innisfil, Innisfil.
People & Families
Age Distribution
Household Composition
Top Ethnic Origins
Local Schools Guide
Elementary Schools
Secondary Schools
Homes & Housing
Structural Home Types
Tenure (Ownership vs Rental)
Need more details or a custom CMA?
Generate a full market evaluation or explore city guides using the sidebar links.
Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.