636 Harbour Street, Innisfil, ON

$2,199,888
MLS#:N13650608
4 beds
4 baths
3500-5000 sqft
17.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungaloft detached located in the coveted neighborhood of Rural Innisfil. Expertly crafted featuring premium stone and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $2,199,888 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3500-5000 sqft on a premium 480.3 x 1056.3 ft lot
  • Features a finished, full, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 17.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Suite
  • Efficient radiant heating via wood

Description

Top 5 Reasons You Will Love This Home: 1) Custom executive timber-frame home with an ICF foundation to soffit, set on 11-acres of forested property offering exceptional privacy and natural surroundings 2) Impressive main level featuring cathedral ceilings, exposed timber framing, a solid granite fireplace, heated floors throughout, a custom kitchen with cherrywood cabinetry and birch shelving, along with 8" oak trim, solid oak doors, and a custom oak staircase 3) Extensive landscaping completed with over 150 tons of armour stone, 6" thick flagstone patios, a recently poured recycled asphalt driveway, and a private pond 4) Multiple outbuildings, including an expansive gazebo, an insulated and heated bandstand, a detached two bedroom dwelling with radiant heated floors, and a detached heated and insulated shop with its own separate driveway 5) Fully finished basement featuring heated 6" slab floors, a spacious media room, kitchen, and living area, offering exceptional flexibility for guests, extended family, an in-law suite, or multi-generational living. 3,961 above grade sq.ft. plus a finished basement.

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Property Summary

This detached home located at 636 Harbour Street, Innisfil is currently for sale and has been available on SousaSells for 3 days. This property is listed at $2,199,888 with an estimated mortgage of $7,323* per month. It has 4 beds, 4 bathrooms, and is 3500-5000 square feet. 636 Harbour Street, Innisfil is in the Rural Innisfil neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Rural Innisfil, Innisfil.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 4 well-appointed bathrooms
  • 3500-5000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Rural Innisfil, Innisfil.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
2
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungaloft
ConstructionStone, Stucco (Plaster)
BasementFinished, Full, Separate Entrance
Lot Size480.3 × 1056.3 Feet
CountySimcoe
Annual Tax$9,235.68
Legal DescriptionLTS 23, 24, 25, PL 54 ; INNISFIL

Parking & Garage

Parking Total17.0
Parking Space15
Garage TypeAttached

Heating & Cooling

Heat SourceWood
Heat TypeRadiant
CoolingNone

Features

Property Features

  • Wooded/Treed

Interior Features

  • In-Law Suite

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 636 Harbour Street, Innisfil, ON

Q.What is the asking price for 636 Harbour Street, Innisfil, ON ?

The current listing price for 636 Harbour Street, Innisfil, ON in Rural Innisfil, Innisfil is $2,199,888.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 4 bathrooms across approximately 3500-5000 sqft.

Q.What property type and architectural style is 636 Harbour Street, Innisfil, ON ?

636 Harbour Street, Innisfil, ON is a Detached (Bungaloft) featuring a Finished, Full, Separate Entrance basement.

Q.What key property features does 636 Harbour Street, Innisfil, ON offer?

Key property features include: Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: In-Law Suite.

Q.Is parking available at this property?

Yes, this property offers parking space for 17.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Wood and cooling via None.

Location

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636 Harbour Street, Innisfil, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 636 Harbour Street, Innisfil, ON L0L 1K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Innisfil.

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Interest Rate4.00%
Down Payment$659,966 (30.0%)
* Minimum Canadian down payment required for this price is $439,978.
Amortization Period30 Years
Estimated Monthly Payment$7,323Based on a loan of $1,539,922 over 30 years.
Purchase Price$2,199,888
Loan Amount$1,539,922
Provincial Land Transfer Tax:$41,472
Total Estimated Closing Taxes:$41,472

About Purchasing a Home in Innisfil, ON

For a property listed at $2,199,888 in Innisfil, the legal minimum down payment is $439,978 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $41,472 for this transaction. As this listing is in Innisfil (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $41,472.

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Rural Innisfil, Innisfil Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Innisfil, Innisfil.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,385,892

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Innisfil, Innisfil

Elementary Schools

Goodfellow
Public827 9th Line, Innisfil, Ontario, L9S 1A6
5.1
Holy Cross
Public910 Leslie Drive, Innisfil, Ontario, L9S 1A7
4.7
Alcona Glen
Public1310 Innisfil Beach Road, Innisfil, Ontario, L9S 4B7
4.9

Secondary Schools

Nantyr Shores
Public1146 Anna Maria Avenue, Innisfil, Ontario, L9S 4X5
4.9

Rural Innisfil, Innisfil Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.