03 FOURTH Street, James, ON

$179,500
MLS#:T12192909
3 beds
1 baths
700-1100 sqft
7.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of James. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $179,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 132 x 165 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Storage, Sump Pump
  • Efficient forced air heating via propane

Description

Welcome to this 3-bedroom home, ideally situated on a spacious lot in the heart of scenic Elk Lake. This property offers a rare combination of comfort, functionality, and outdoor space, perfect for year-round living or a peaceful retreat. Step inside to the open-concept main floor that seamlessly blends the living room, dining area, and kitchen - ideal for entertaining or relaxing with family. The main floor also features a generous primary bedroom with ample closet space, a second bedroom, a convenient 3-piece bathroom, and a versatile bonus area perfect for a home office or reading nook. Upstairs, you'll find a spacious third bedroom that can easily serve as a guest suite, family room, or creative space. Outside, enjoy a screened-in porch perfect for warm summer evenings as well as a large detached garage complete with a concrete floor, electrical service, and additional storage on the side. The full basement provides excellent storage space and houses a newer propane furnace and hot water tank for added peace of mind. Located just a short walk from the beautiful Montreal River, this home offers both tranquility and convenience. Don't miss your chance to own a charming property in one of Northern Ontario's most desirable communities.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 03 FOURTH Street, James is currently for sale and has been available on SousaSells for 409 days. This property is listed at $179,500 with an estimated mortgage of $597* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 03 FOURTH Street, James

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 3, 2025
Sold price information is available to members only
Listed Date6/2/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionWood
BasementUnfinished
Lot Size132 × 165 Feet
CountyTimiskaming
Annual Tax$1,768.57
Legal DescriptionPCL 4375 SEC SST; LT 209-210 PL TOWNPLOT OF SMYTH JAMES; JAMES ; DISTRICT OF TIMISKAMING

Parking & Garage

Parking Spaces7.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater Owned

Security Features

Community Features

Location

Initializing map...
03 FOURTH Street, James, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 03 FOURTH Street W, James, ON P0J 1G0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in James.

Configure Loan Settings

Interest Rate4.00%
Down Payment$53,850 (30.0%)
* Minimum Canadian down payment required for this price is $8,975.
Amortization Period30 Years
Estimated Monthly Payment$597Based on a loan of $125,650 over 30 years.
Purchase Price$179,500
Loan Amount$125,650
Provincial Land Transfer Tax:$1,520
Total Estimated Closing Taxes:$1,520

About Purchasing a Home in James, ON

For a property listed at $179,500 in James, the legal minimum down payment is $8,975 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,520 for this transaction. As this listing is in James (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,520.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for James.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$179,500

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.