Welcome to this remarkable Chalet detached located in the coveted neighborhood of Joly. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $595,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to this warm and inviting 3-season chalet-style cottage, red pine-finished & tucked among the trees with an elevated view of Forest Lake. Not to mention stunning sunsets provided by western exposure. Surrounded by nature and outdoor adventure, this cozy retreat offers a classic cottage experience with space for family and guests to relax and recharge. With several kilometres of lake and river to explore, plus access to the South River & Algonquin Park - you'll love spending your days boating, canoeing, kayaking, or fishing. Inside, the main floor features an open-concept kitchen and living area, with large windows framing the natural surroundings. The kitchen offers ample space, a breakfast-bar island, and a dining area with views of the lake. The living room is warmed by a woodstove - one of two that serve as the primary heat source (both with updated WETT certifications) and is comfortably furnished (all furniture included; small staging/personal items not included - ask for excluded item list). Also on the main floor are two spacious bedrooms, each with bunk beds and a double bed. One includes a closet, and the other has a closet and in-suite washing machine. A 4-piece bathroom completes this level. The upper-level loft, with high ceilings and generous natural light, is currently used as the primary bedroom with sitting area. The walkout lower level is partially finished and features a Great Room with large windows and access to a screened-in sunroom/covered deck. This level also includes the utility room and a bonus room ready to be customized. A drain pipe for a toilet has been installed in the middle room (labeled storage on the floor plans), offering the potential to complete a second bathroom. Outside, natural meandering pathways wind through the trees to the shoreline, and the upper-level deck offers a lovely vantage point of the lake, nearby island, and surrounding Group of Seven-Style Scenery. EXTRA INFO AVAILABLE - ASK AGENT.
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This detached home located at 108 Cedar Lane, Joly is currently for sale and has been available on SousaSells for 287 days. This property is listed at $595,000 with an estimated mortgage of $1,981* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 108 Cedar Lane, Joly is in the Joly neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Clear View, Island, Lake/Pond, Cul de Sac/Dead End, Wooded/Treed, Part Cleared
Air Exchanger, ERV/HRV, Water Heater Owned
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 108 Cedar Lane, Joly, ON P0A 1Z0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Joly.
About Purchasing a Home in Joly, ON
For a property listed at $595,000 in Joly, the legal minimum down payment is $34,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,375 for this transaction. As this listing is in Joly (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,375.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.