10 Church Street, Kawartha Lakes, ON

$419,999
MLS#:X13876754
4 beds
1 baths
1500-2000 sqft
5.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 1 Bath Home at 10 Church Street Kawartha Lakes ON listed at $419,999 (MLS# X13876754) - Main View
For Sale
Added:Oct 8, 2026(today)
Updated:Oct 8, 2026(today)
Last Checked:19 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Manilla. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $419,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 1500-2000 sqft on a premium 82.24 x 118 ft lot
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (5.0 total parking spaces) with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Propane Tank
  • Efficient baseboard heating via propane

Description

Welcome to 10 Church St, Manilla, where you'll find the space that's getting harder to come by with an affordable price. Set on an impressive 83.84 x 122.62 ft corner lot, this 4-bedroom home offers over 1,700 sq. ft. of living space with room to grow. Inside, you'll find two comfortable living areas, including a warm and inviting living room with vaulted ceilings and a cozy wood stove. Recently painted throughout (2026), a brand-new propane furnace (2026), and updated windows and exterior doors mean a handful of items are already taken care of, leaving you free to add your own improvements and touches. Outside, the detached insulated garage is ready for projects, hobbies, or extra storage, while the extra-wide corner lot offers plenty of outdoor space to enjoy, whether that's gardening, entertaining, or simply soaking up the quieter pace of country living. Just 20 minutes to both Port Perry and Lindsay, you'll enjoy the best of small-town living with everyday amenities close by!

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Property Summary

This detached home located at 10 Church Street, Kawartha Lakes is currently for sale and has been available for 0 days. This property is listed at $419,999 with an estimated mortgage of $1,398* per month. It has 4 beds, 1 bathroom, and is 1500-2000 square feet. 10 Church Street, Kawartha Lakes is in the Manilla neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Manilla, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Manilla, Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$419,999
AddedOct 8, 2026 (today)
UpdatedOct 8, 2026 (today)
Last Checked19 minutes ago
Transaction TypeFor Sale
List Office NameCOLDWELL BANKER - R.M.R. Real Estate

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementPartial Basement
Lot Size82.24 × 118 Feet
CountyKawartha Lakes
Annual Tax$3,297
Rental ItemsHot Water Tank, Propane Tanks are rented from Budget Propane, at $125 + HST annually
Legal DescriptionLT 13 W/S CHURCH ST PL 78; PT LT E PL 78 PT 1, 57R4437; KAWARTHA LAKES

Parking & Garage

Parking Total5.0
Parking Space4
Garage Parking1.0
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeBaseboard
CoolingNone

Features

Property Features

  • Rec./Commun.Centre

Interior Features

  • Primary Bedroom - Main Floor
  • Propane Tank

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Kawartha Lakes Home Buyer Advisory & Market HubActive MLS® Listing in Kawartha Lakes, Ontario

Looking to Buy a Home in Kawartha Lakes?

If you are looking for a house in Kawartha Lakes or researching Kawartha Lakes real estate for sale, this 4-bedroom detached at 10 Church Street, Kawartha Lakes, ON offers an exceptional opportunity to buy a home in Kawartha Lakes, Ontario. Whether you are a first-time Kawartha Lakes home buyer or comparing active Kawartha Lakes MLS® homes for sale, working with a dedicated Kawartha Lakes buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Kawartha Lakes Homes for Sale & MLS® Listings

Browse all verified Kawartha Lakes real estate listings, compare active Kawartha Lakes houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Kawartha Lakes Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Kawartha Lakes realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Kawartha Lakes Buyer Budget & Costs

Estimated mortgage: $1,398*/month*. Estimated Ontario Land Transfer Tax: $4,875. First-time Kawartha Lakes home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Kawartha Lakes

Frequently Asked Questions about 10 Church Street, Kawartha Lakes, ON

Q.What is the asking price for 10 Church Street, Kawartha Lakes, ON ?

The current listing price for 10 Church Street, Kawartha Lakes, ON in Manilla, Kawartha Lakes is $419,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 1 bathroom across approximately 1500-2000 sqft.

Q.What property type and architectural style is 10 Church Street, Kawartha Lakes, ON ?

10 Church Street, Kawartha Lakes, ON is a Detached (2-Storey) featuring a Partial Basement basement.

Q.What key property features does 10 Church Street, Kawartha Lakes, ON offer?

Key property features include: Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Propane Tank.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via None.

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Location

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10 Church Street, Kawartha Lakes, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Manilla, Kawartha Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 10 Church Street, Kawartha Lakes, ON K0M 2J0

Estimated Sales Range
$399,000 - $412,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$126,000 (30.0%)
* Minimum Canadian down payment required for this price is $21,000.
Amortization Period30 Years
Estimated Monthly Payment$1,398Based on a loan of $293,999 over 30 years.
Purchase Price$419,999
Loan Amount$293,999
Provincial Land Transfer Tax:$4,875
Total Estimated Closing Taxes:$4,875

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $419,999 in Kawartha Lakes, the legal minimum down payment is $21,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,875 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,875.

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Manilla, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Manilla, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$663,578

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Manilla, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Manilla, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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