11 Fifth Street, Kawartha Lakes, ON

$849,000
MLS#:X14126056
3 beds
3 baths
1100-1500 sqft
8.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 3 Bath Home at 11 Fifth Street Kawartha Lakes ON listed at $849,000 (MLS# X14126056) - Main View
For Sale
Added:Oct 28, 2026(14 days ago)
Updated:Oct 29, 2026(13 days ago)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Verulam. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $849,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 75.24 x 117.41 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 4.0 garage spaces (8.0 total parking spaces) with a convenient detached configuration
  • Notable attributes: Bar Fridge, Countertop Range, Built-In Oven
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Sturgeon Lakefront Luxury: Unbeatable Price & Now Being Offered Completely Turnkey with all furnishings and decor as seen! Your dream lake house awaits! This stunning, fully renovated all-brick home offers magazine-worthy design and exceptional functionality. Sturgeon Lake is one of the most desirable lakes in the Kawartha's and is part of the Trent Severn Waterway. Coveted North West exposure, clean weed free swimming from your dock and blazing sunsets are yours to enjoy. The open-concept main floor boasts abundant natural light, a gourmet kitchen with a large island seating 5, quartz countertops, sleek cabinetry and high-end appliances. Relax by the fireplace in the living room, then step out onto the expansive deck with glass railings - perfect for entertaining and soaking in the views. A convenient powder room completes this level.Upstairs, find three bedrooms and a luxurious 4-piece bathroom featuring double sinks, an oversized glass shower with multiple fixtures a bench and build in's for products plus ample storage.The lower level offers another inviting living space with a fireplace and walk-out patio, plus an office. Indulge in the unique spa-like bathroom with a Japanese steam sauna and soaker tub (doubling as a cold plunge!). Practicality meets style with concealed laundry and generous under-stair storage.A brand new 20x36 detached garage with electricity provides ample space for up to four vehicles or recreational toys.Your lakeside oasis includes a lounging deck at the waters edge and a 44-foot dock complete with boat and jet ski lifts. Incredible boating opportunities to the charming towns of Bobcaygeon, Fenelon Falls, and Lindsay. By car, only 20 minutes to Lindsay or Bobcaygeon's amenities and only 90 minutes away from the GTA. Life is truly better in the Kawartha's. Don't miss this incredible opportunity!

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Property Summary

This detached home located at 11 Fifth Street, Kawartha Lakes is currently for sale and has been available for 14 days. This property is listed at $849,000 with an estimated mortgage of $2,826* per month. It has 3 beds, 3 bathrooms, and is 1100-1500 square feet. 11 Fifth Street, Kawartha Lakes is in the Verulam neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Verulam, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$849,000
AddedOct 28, 2026 (14 days ago)
UpdatedOct 29, 2026 (13 days ago)
Last Checked22 minutes ago
Transaction TypeFor Sale
List Office NameSOTHEBY'S INTERNATIONAL REALTY CANADA

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFinished with Walk-Out
Lot Size75.24 × 117.41 Feet
CountyKawartha Lakes
Annual Tax$3,586.12
Rental ItemsPropane Tanks
Legal DescriptionLT 86 PL 128 CITY OF KAWARTHA LAKES

Parking & Garage

Parking Total8.0
Parking Space4
Garage Parking4.0
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Lake Access
  • Marina
  • Park
  • Waterfront
  • School

Interior Features

  • Bar Fridge
  • Countertop Range
  • Built-In Oven
  • Sauna
  • Water Heater

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Kawartha Lakes Home Buyer Advisory & Market HubActive MLS® Listing in Kawartha Lakes, Ontario

Looking to Buy a Home in Kawartha Lakes?

If you are looking for a house in Kawartha Lakes or researching Kawartha Lakes real estate for sale, this 3-bedroom detached at 11 Fifth Street, Kawartha Lakes, ON offers an exceptional opportunity to buy a home in Kawartha Lakes, Ontario. Whether you are a first-time Kawartha Lakes home buyer or comparing active Kawartha Lakes MLS® homes for sale, working with a dedicated Kawartha Lakes buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Kawartha Lakes Homes for Sale & MLS® Listings

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Dedicated Kawartha Lakes Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Kawartha Lakes realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Kawartha Lakes Buyer Budget & Costs

Estimated mortgage: $2,826*/month*. Estimated Ontario Land Transfer Tax: $13,455. First-time Kawartha Lakes home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Kawartha Lakes

Frequently Asked Questions about 11 Fifth Street, Kawartha Lakes, ON

Q.What is the asking price for 11 Fifth Street, Kawartha Lakes, ON ?

The current listing price for 11 Fifth Street, Kawartha Lakes, ON in Verulam, Kawartha Lakes is $849,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 11 Fifth Street, Kawartha Lakes, ON ?

11 Fifth Street, Kawartha Lakes, ON is a Detached (2-Storey) featuring a Finished with Walk-Out basement.

Q.What key property features does 11 Fifth Street, Kawartha Lakes, ON offer?

Key property features include: Beach, Lake Access, Marina, Park, Waterfront, School.

Q.What interior features are included in this home?

Interior highlights include: Bar Fridge, Countertop Range, Built-In Oven, Sauna, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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Location

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11 Fifth Street, Kawartha Lakes, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Verulam, Kawartha Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 11 Fifth Street, Kawartha Lakes, ON K0M 1L0

Estimated Sales Range
$807,000 - $832,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$254,700 (30.0%)
* Minimum Canadian down payment required for this price is $59,900.
Amortization Period30 Years
Estimated Monthly Payment$2,826Based on a loan of $594,300 over 30 years.
Purchase Price$849,000
Loan Amount$594,300
Provincial Land Transfer Tax:$13,455
Total Estimated Closing Taxes:$13,455

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $849,000 in Kawartha Lakes, the legal minimum down payment is $59,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,455 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,455.

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Verulam, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Verulam, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$875,685

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Verulam, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Verulam, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$849,000

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