116 Adelaide Street, Kawartha Lakes, ON

$479,900
MLS#:X13576004
5 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $479,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 41.01 x 98.43 ft lot
  • Features a finished, full, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: In-Law Capability, Sump Pump, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Summer is the perfect time to fall in love with your next home! Welcome to 116 Adelaide St. S. in the heart of Lindsay-a location that makes everyday life easy and enjoyable. Walk to parks, shops, restaurants, and everyday essentials, with Fleming College just 700 metres away, the hospital only minutes from home, and the Trans Canada Trail right next door for walks, bike rides, and evening strolls. This bright, all-brick raised bungalow offers over 2,100 sq. ft. of finished living space with room for everyone. The open-concept kitchen, dining, and living area is made for summer BBQs, family gatherings, and relaxing with friends. Step outside to a fully fenced backyard where kids and pets can play safely while you enjoy the sunshine. The main floor features a spacious primary bedroom with convenient access to the 4-piece bathroom, plus a second bedroom. Downstairs, you'll find a finished in-law suite with its own separate entrance, two bedrooms, and an open-concept living space. Whether you're looking for multi-generational living, space for extended family, or an opportunity to help offset your mortgage with rental income, this flexible layout offers plenty of possibilities. Investors will love the unbeatable location so close to Fleming College, while families will appreciate the space, convenience, and welcoming neighborhood. The front room also offers the option to be converted back into a single-car garage if desired. Move in, settle down, and enjoy everything this fantastic Lindsay location has to offer. Your next chapter starts here!

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Property Summary

This detached home located at 116 Adelaide Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 8 days. This property is listed at $479,900 with an estimated mortgage of $1,597* per month. It has 5 beds, 2 bathrooms, and is 1100-1500 square feet. 116 Adelaide Street, Kawartha Lakes is in the Lindsay neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/14/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick
BasementFinished, Full, Walk-Up
Lot Size41.01 × 98.43 Feet
CountyKawartha Lakes
Annual Tax$3,705.46
Legal DescriptionPt ParkLt D1, Pl 8P Pt 12 57R9184; Kawartha Lakes S/T Easement for Entry As In KL734

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

In-Law Capability, Sump Pump, Water Heater

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Virtual Tours

Location

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116 Adelaide Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 116 Adelaide Street S, Kawartha Lakes, ON K9V 0B7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate4.00%
Down Payment$143,970 (30.0%)
* Minimum Canadian down payment required for this price is $23,995.
Amortization Period30 Years
Estimated Monthly Payment$1,597Based on a loan of $335,930 over 30 years.
Purchase Price$479,900
Loan Amount$335,930
Provincial Land Transfer Tax:$6,073
Total Estimated Closing Taxes:$6,073

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $479,900 in Kawartha Lakes, the legal minimum down payment is $23,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,073 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$653,175

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.