137 Stinsons Bay Road, Kawartha Lakes, ON

$2,250,000
MLS#:X13214442
5 beds
3 baths
2500-3000 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Verulam. Expertly crafted featuring premium stone and other construction, this residence presents an exceptional opportunity offered at $2,250,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 100 x 149.79 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Built-In Oven
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Imagine waking each morning to the gentle shimmer of Sturgeon Lake from your own private shoreline. A nearly 3,000 sq ft, 5-bedroom, 3-bath sanctuary set just 51 feet from 100 feet of linear waterfront, where every detail has been thoughtfully considered and no compromise was ever made. Built by its original owners as their forever home, the love and intention woven into every corner of this property is felt the moment you arrive, starting with soaring 10 ft coffered ceilings that set the tone for everything that follows. Spend your mornings with coffee by one of three stone fireplaces, your afternoons watching the kids wade into the calm shallow waters at shoreline before swimming out to dock, where the lake deepens into crystal-clear perfection. Cast a line and land world-class Sturgeon Lake fish steps from your own backyard. As the sun begins to set, gather around the stamped concrete firepit or ease into the private hot tub as the sky turns to colour over the water or escape to the second floor terrace where you can turn on a cozy gas fire table as the evenings here are nothing short of magical. When the seasons change, this home is ready. A high-efficiency furnace, a Generac Generator which feeds the entire home, an ultraviolet water treatment system and an insulated heated garage ensure year-round comfort and complete peace of mind. Stamped concrete walkways and a second paved driveway, perfect for an RV or guests, complete the picture of a property designed for effortless living at every level. Beyond your shores, life is equally rich. Positioned on the celebrated Trent-Severn Waterway, Ontario's iconic 386 km aquatic corridor, with the charming villages of Bobcaygeon and Fenelon Falls just minutes away, offering art, dining, culture and a community where Shop Local is simply a way of life. And when the city calls, the GTA is a comfortable 1.5-hour drive. This is not simply a home - it is the life you have been working toward.

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Key Features

Bedrooms
5
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStone, Other
BasementCrawl Space
Lot Size100 × 149.79 Feet
CountyKawartha Lakes
Annual Tax$9,896.56
Legal DescriptionCON 5 PT LOT 16 PLAN 222 LOT 26

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeBuilt-In

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Level, Waterfront, Other, Beach, Lake Access, School

Interior Features

Air Exchanger, Auto Garage Door Remote, Built-In Oven, Central Vacuum, On Demand Water Heater, Storage, Sump Pump, Upgraded Insulation, Water Purifier, Water Softener, Water Treatment

Security Features

Alarm System

Community Features

Location

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137 Stinsons Bay Road, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 137 Stinsons Bay Road, Kawartha Lakes, ON K0M 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$450,000 (20.0%)
* Minimum Canadian down payment required for this price is $450,000.
Amortization Period25 Years
Estimated Monthly Payment$10,727Based on a loan of $1,800,000 over 25 years.
Purchase Price$2,250,000
Loan Amount$1,800,000
Provincial Land Transfer Tax:$42,725
Total Estimated Closing Taxes:$42,725

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $2,250,000 in Kawartha Lakes, the legal minimum down payment is $450,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $42,725 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $42,725.

Nearby Listings

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No current listings found in Kawartha Lakes.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Verulam, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$814,476

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.