157 Lindsay Street, Kawartha Lakes, ON

$649,000
MLS#:X12705334
8 beds
5 baths
2500-3000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2 1/2 Storey fourplex located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $649,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 8 Bedrooms and 5 Bathrooms with 4 functional kitchens
  • Generous living space spanning 2500-3000 sqft on a premium 62.28 x 217.8 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Storage
  • equipped with window unit(s) central cooling and highly efficient radiant heating via gas

Description

Located on one of Lindsay's main streets, 157 Lindsay Street South offers an excellent opportunity for investors or owner-operators seeking a centrally located multi-unit property in the heart of Kawartha Lakes. This legal non-conforming four-plex provides flexible income potential just minutes from downtown shops, public transit, Fleming College, parks, and essential services.The property features character-filled interiors with original hardwood flooring in many units, a functional multi-unit layout, and a generous lot measuring approximately 62 x 217 feet offering future development or expansion potential. With its prime location, versatile use, and strong long-term upside, this property presents a solid opportunity to secure a multi-residential asset in one of Lindsay's most accessible and in-demand areas. New boiler late 2025, New Soffit And Fascia 2017, New Shingled Roof 2011, Most Windows Updated 2005 To 2008, Separate entrances. Separate hydro meters.

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Key Features

Bedrooms
8
Bathrooms
5
Kitchens
4
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date1/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeFourplex
Architectural Style2 1/2 Storey
ConstructionBrick, Vinyl Siding
BasementUnfinished
Lot Size62.28 × 217.8 Feet
CountyKawartha Lakes
Annual Tax$4,070
Legal DescriptionPT PARKLT G1, W PL 8P AS IN R220726; KAWARTHA LAKES

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingWindow Unit(s)

Features

Property Features

Interior Features

Storage

Security Features

Community Features

Location

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157 Lindsay Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 157 Lindsay Street S, Kawartha Lakes, ON K9V 1T7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$39,900 (6.1%)
* Minimum Canadian down payment required for this price is $39,900.
Amortization Period25 Years
Estimated Monthly Payment$3,630Based on a loan of $609,100 over 25 years.
Purchase Price$649,000
Loan Amount$609,100
Provincial Land Transfer Tax:$9,455
Total Estimated Closing Taxes:$9,455

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $649,000 in Kawartha Lakes, the legal minimum down payment is $39,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,455 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$631,970

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.