16 Hummingbird Lane, Kawartha Lakes, ON

$524,900
MLS#:X13546036
4 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Carden. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $524,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 80.54 x 252.03 ft lot
  • Features a apartment, finished with walk-out, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Carpet Free, Water Heater Owned
  • Efficient baseboard heating via electric

Description

Welcome to this spacious 3+1 bedroom home offering over 80 feet of southern-exposure waterfront on beautiful Canal Lake. Tucked away on a quiet dead-end street with minimal traffic, this property is the perfect place to enjoy peaceful waterfront living year-round. The bright, open-concept main level features kitchen, living and dining area with cathedral ceilings and a walkout to a large wrap-around deck overlooking the water-an ideal setting for entertaining or simply relaxing with your morning coffee. Three bedrooms and a 4-piece bathroom complete the upper level. The fully finished lower level offers exceptional flexibility with a self-contained apartment or in-law suite featuring its own kitchen, living room with propane fireplace, 4-piece bathroom, above-grade windows, separate entrance with walkout to a covered patio, and shared laundry facilities. Whether you're accommodating extended family or looking to generate additional income, the home offers excellent potential for two separate living spaces or rental opportunities. Outside, enjoy over 80 feet of shoreline with a floating dock and a gradual, wade-in waterfront that's perfect for launching a canoe or kayak, and enjoying the southern exposure. The waterfront is best suited for smaller boats, as access to the main lake is limited by a low-clearance bridge, providing a quieter and more peaceful boating environment. Additional features include a drilled well, full septic system, electric base board heating on the main level, propane wall furnace and propane fireplace in the lower level, and plenty of outdoor space to enjoy the waterfront lifestyle.

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Property Summary

This detached home located at 16 Hummingbird Lane, Kawartha Lakes is currently for sale and has been available on SousaSells for 2 days. This property is listed at $524,900 with an estimated mortgage of $1,747* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 16 Hummingbird Lane, Kawartha Lakes is in the Carden neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementApartment, Finished with Walk-Out, Full
Lot Size80.54 × 252.03 Feet
CountyKawartha Lakes
Annual Tax$3,457
Legal DescriptionLT 9 PL 410; PT S1/2 LT 4 CON 4 CARDEN AS IN VT83336;; KAWARTHA LAKES

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Clear View, Cul de Sac/Dead End, Golf, Lake/Pond, School Bus Route, Waterfront

Interior Features

Carpet Free, Water Heater Owned

Security Features

Smoke Detector

Community Features

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Location

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16 Hummingbird Lane, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 16 Hummingbird Lane, Kawartha Lakes, ON L0K 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate4.00%
Down Payment$157,470 (30.0%)
* Minimum Canadian down payment required for this price is $27,490.
Amortization Period30 Years
Estimated Monthly Payment$1,747Based on a loan of $367,430 over 30 years.
Purchase Price$524,900
Loan Amount$367,430
Provincial Land Transfer Tax:$6,973
Total Estimated Closing Taxes:$6,973

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $524,900 in Kawartha Lakes, the legal minimum down payment is $27,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,973 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,973.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Carden, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$692,927

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.