164 Islay Road, Kawartha Lakes, ON

$850,000
MLS#:X12178836
3 beds
2 baths
1100-1500 sqft
12.0 parking
Residential Freehold
164 Islay Road, Kawartha Lakes, ON K0M 2T0
⚠️

Property no longer active

This property was sold on June 14, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Fenelon. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $850,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 180 x 180 ft lot
  • Features a finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Propane Tank, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Wow what a home! If you're seeking a peaceful country setting just 15 minutes from Lindsay, Ontario, this beautifully maintained elevated bungalow could be your dream come true. Featuring 2+1 bedrooms and 2 full bathrooms, this home offers the perfect blend of rural tranquility and modern comfort. Step inside to an open-concept main floor with engineered hardwood throughout. The bright and spacious dining area features an 8-foot sliding glass door that walks out to a stunning deck and patio - ideal for relaxing or entertaining. The locally handcrafted kitchen cabinetry includes modern rollouts and is topped with gorgeous granite countertops, making it both functional and stylish. The cozy living room boasts a wood stove and a large bow window overlooking the beautifully landscaped front yard. Down the hall, you'll find two bedrooms, including a king-size primary with an 8-foot sliding door providing a serene view of the backyard. The main bath offers dual sinks, a walk-in shower, and a unique high-tech toilet. The lower level features a spacious finished rec room, a third bedroom, a second full bath with glass shower, and a convenient walk-up to the attached insulated double-car garage - a great setup for guests, teens, or in-law potential. Additional highlights include: 200-amp breaker panel, Forced-air propane heating & central air (2021), Updated water treatment system (since 2021), Garden shed, woodshed, and greenhouse (since 2021), Shingles (2024), Gravel driveway with parking for 10 vehicles. This property is a rare gem offering the best of country living with proximity to town amenities. Don't miss your chance to make it yours!

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Property Summary

This detached home located at 164 Islay Road, Kawartha Lakes is currently for sale and has been available on SousaSells for 435 days. This property is listed at $850,000 with an estimated mortgage of $2,829* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 164 Islay Road, Kawartha Lakes is in the Fenelon neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Fenelon, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 14, 2025
Sold price information is available to members only
Listed Date5/28/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick Front, Vinyl Siding
BasementFinished, Separate Entrance
Lot Size180 × 180 Feet
CountyKawartha Lakes
Annual Tax$3,079
Legal DescriptionPT LT 15 CON 2 FENELON PT 1, 57R3428 CITY OF KAWARTHA LAKES

Parking & Garage

Parking Total12.0
Parking Space10
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor
  • Propane Tank
  • Sump Pump
  • Water Heater Owned
  • Water Softener
  • Water Treatment

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 164 Islay Road, Kawartha Lakes, ON

Q.What is the asking price for 164 Islay Road, Kawartha Lakes, ON ?

The current listing price for 164 Islay Road, Kawartha Lakes, ON in Fenelon, Kawartha Lakes is $850,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 164 Islay Road, Kawartha Lakes, ON ?

164 Islay Road, Kawartha Lakes, ON is a Detached (Bungalow) featuring a Finished, Separate Entrance basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Propane Tank, Sump Pump, Water Heater Owned, Water Softener, Water Treatment.

Q.What security features are installed at 164 Islay Road, Kawartha Lakes, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 12.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

Location

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164 Islay Road, Kawartha Lakes, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 164 Islay Road, Kawartha Lakes, ON K0M 2T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$255,000 (30.0%)
* Minimum Canadian down payment required for this price is $60,000.
Amortization Period30 Years
Estimated Monthly Payment$2,829Based on a loan of $595,000 over 30 years.
Purchase Price$850,000
Loan Amount$595,000
Provincial Land Transfer Tax:$13,475
Total Estimated Closing Taxes:$13,475

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $850,000 in Kawartha Lakes, the legal minimum down payment is $60,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,475 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,475.

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Fenelon, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fenelon, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$765,126

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Fenelon, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Fenelon, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.